Small Business Administration (SBA) Paycheck Protection Program (PPP)


We are no longer accepting applications for PPP loans as SBA funding for the program has been depleted. 

Atlantic Union Bank is proud to support our business clients through the Paycheck Protection Program. Please choose the appropriate tab below based on the specific information you are looking for.

For the best experience, we recommend you complete the application process on a computer desktop and not use mobile phones or tablets.

Atlantic Union Bank is only accepting applications for loan forgiveness at this time.  

What our our customers are saying

  • "Our PPP loan proceeds were deposited in our account yesterday afternoon.  Thank you so much for your help with the process.  It was simple and quick."
  • "You have streamlined the process. Our PPP application was submitted, processed and loan deposited within a week.  Excellent turnaround time.  Very nice."
  • "Just a heads up, I successfully submitted my application for PPP Round II.  It was a very easy process to complete."
Learn more about PPP through the frequently asked questions and answers below.

 At this time we are accepting forgiveness applications for loans booked in the original round of PPP applications in 2020.  A new, simplified application (3508S) now applies for borrowers with loans of $150,000 or less, and additional eligible expenses can be used in forgiveness calculations, regardless of loan size.  Eligible clients received an email invitation from us in late March or early April.

Please use the link in that email to access your forgiveness application, or you can click on the Apply Now button below.  If you did not receive that email or no longer have it, please contact us at or at 1-866-742-8150 for assistance.

For the loans received in 2020 only, click on the Apply Now button below to apply for forgiveness:

Apply Now

  • Note that if you applied for a First Draw PPP loan in 2021 for $150,000 or less, you will be eligible for forgiveness 8 weeks after your loan disbursement. Soon after that date, you will receive an email invitation with a link to the application.

  • If you applied for a PPP loan in 2021 for $150,000 or more OR Second Draw PPP Loan, we are not accepting forgiveness applications at this time as we anticipate possible process changes from the SBA. We expect to open up for these applications well ahead of the point at which payments would be due on these loans.

  • Some 2020 loans may be eligible for a loan modification. If you think you may qualify for a loan modification, DO NOT apply for forgiveness until you have gone through the modification process. Once a borrower has filed for forgiveness, no modification is allowed. For more information please see our Loan Modifications tab on this website.

  • Second Draw forgiveness applications will not be accepted until clients have been through the First Draw forgiveness process.
New legislation enables eligible borrowers, under a narrow set of circumstances, to either reapply for a First Draw PPP Loan or request an increase in a First Draw PPP Loan if it was approved on or before August 8, 2020 and so long as the borrower has not already received forgiveness (of any amount) for its original PPP loan. Details of who may be eligible are addressed in the Questions and Answers below.

Any request for an increase must be submitted to Atlantic Union Bank early enough that it may be reviewed and processed before May 31, 2021.  At this time, we are unable to guarantee any specific timelines for application processing, so time is of the essence.  All reapplications are subject to the availability of funds.

If you wish to apply for a loan modification, please reach out to your relationship manager or talk with someone at a local branch.


Have questions? Need help?

Send your questions to or contact us at 1-866-742-8150 for assistance. Please note, since email is an unsecure channel, we cannot discuss customer information such as loan status, PIN numbers, or other confidential information specific to your loan, and please do not send attachments through this method.  For additional questions on the PPP program, please visit the SBA's PPP FAQ document