Federal Home Loan Bank’s Homebuyer Assistance Programs

Purchase Loan Inquiry

Qualify for these funds based on either occupation or income level.

Available to individuals and families
Earn 80% or less of area median income to qualify
Complete a homebuyer counseling program

Qualified borrowers can make their hard-earned cash go further with assistance from Atlantic Union Bank


The Atlantic Union Bank Home Loans team may be able to help you realize the dream of being a homeowner. There are two grants available, designed for qualified borrowers who need extra assistance when buying a home.

For Qualified First-Time Homebuyers

  • Up to a $7,500 grant per household 
  • Homebuyer must contribute at least $1,000 toward the home purchase

For People Serving Our Local Communities

  • Up to a $10,000 grant per household for current or retired law enforcement officers, educators, health care workers, firefighters or other first-responders, veterans, active-duty members of the U.S. military or their surviving spouse and other essential workers
  • First-time and non-first-time homebuyers are eligible
  • Homebuyer must contribute at least $1,000 toward the home purchase

Funds available to qualified borrowers on a first-come, first-served basis until funds are depleted or the program ends.

You can use our Mortgage Loan Calculator to calculate your monthly payment and an estimated payoff schedule, and our Mortgage Payoff Calculator to see the advantages of adding a little extra to your mortgage payments.

Disclosures:

As a member bank of FHLBank Atlanta, Atlantic Union Bank offers the FHLBank's Homeowner Assistance Products listed above. These funds are provided to member institutions, which in turn make them available for qualifying families with incomes at or below 80 percent of the county area median income or the state median family income, adjusted for family size as published by HUD, whichever is higher. Qualified borrowers can receive no more than $250 cash back at closing. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice.