Welcome former American National Bank customers. Click here to learn more about your transition to Atlantic Union Bank.

Personal Banking

Welcome American National Bank & Trust Customers. We're glad you're here!

Helpful tips for your first-time logging into AUB Online and Mobile Banking

In an effort to further assist in your transition from American National Bank to Atlantic Union Bank, below are some helpful Online and Mobile Banking tips for your first login.

Logging into Online BankingLogin dropdown

  1. Go to AtlanticUnionBank.com, select Personal Online Banking or Former American National Bank Small Business from the drop down, based on whether you have a personal or small business account.
  2. Enter your first-time login information, and click “LOGIN”.
  3. Upon your first login, you’ll be prompted to change your username & password. 
  4. For added security, you’ll then be asked to verify your identity by entering a one-time security code provided to you by email, text message or a phone call.

If the phone number in the system is not current, you may have trouble logging in and will need to visit a branch or call into our Customer Care Center at 1.800.990.4828 to verify your identity and have your contact information updated.

Accessing Mobile Banking

You can download the Atlantic Union Bank mobile app through the following links and choosing the icon below:

Atlantic Union Bank App

Download iPhone app 

Download Android app 

As always, if you need assistance please call our Customer Care Center at 800.990.4828.

Personal and Small Business Checklist

We’ll do most of the work, but there are a few things you’ll need to take care of:
  • Beginning May 27, log in to Online Banking at AtlanticUnionBank.com
  • Download the AUB App
  • Monitor your direct deposit & automatic drafts
  • Set up eBills
  • Set up text & email alerts
  • Set up Person to Person (P2P) Payments with Zelle through Online Banking
  • Activate and start using your Atlantic Union Bank debit card starting May 27

Use the arrows below to learn more.


Download the Atlantic Union Bank app beginning May 27


Monitor your direct deposit & automatic drafts

You will need to notify each originator (e.g., your payroll department for direct deposits) of your new Atlantic Union Bank routing number and account number. The new routing number will be 051403164, and we will send an automated notice of change to your ACH originators on your behalf.


Set up eBills

eBills will not transfer, so you will need to set up eBills along with any associated payment preferences.

personal banking transition checklist

Set up text & email alerts

Text and email alerts will not transfer, so you will need to set up your text and email alerts.

Personal Banking Transition Checklist

Set up Person to Person (P2P) Payments with Zelle through Online Banking

We partner with Zelle® to provide P2P payments to a bank account, email address or mobile phone number. Visit the “Transfer Money” tab in Online Banking to begin making payments.


Activate and start using your Atlantic Union Bank debit card starting May 27



Deposit Account Updates:

  • Account numbers won’t change unless we contact you.
  • You can continue to use your American National checks. Please contact us when you want to reorder.
  • Starting May 27, begin using only your Atlantic Union Bank debit card.
  • Routing number will change to 051403164.
  • Direct deposit and automatic drafts will continue as scheduled.

Loan Account FAQs:

In a few cases, there will be account number changes. If impacted, you will receive a separate correspondence with your old and new account numbers.
Yes, there will be no interruption to existing automatic payments.
Yes, you can continue to use your existing checks. You will receive a separate communication if you are issued new checks because your account number has changed.
Yes, you can expect to receive your loan statements around the same time each month.

Yes, after May 28, if not directed to do so sooner, please mail:

Atlantic Union Bank
Attn: Payment Processing
P.O. Box 71120
Charlotte, NC 28272-1120

For Online Bill Pay, please remember to update any automatic payments that are mailed to the bank to reflect this address.

Atlantic Union Bank Lending

Whether you’re looking to buy a new home, renovate your current space, consolidate debt or buy a new vehicle, Atlantic Union Bank offers a range of flexible, affordable options.

Home Loans

Ready to buy your first home? Looking to refinance? We offer lending in 39 states. So whatever your needs, our experienced mortgage professionals can guide you every step of the way.

Home Equity Loans & Lines of Credit

Tapping into your home’s equity is a smart way to make home improvements, consolidate debt, finance large purchases or give yourself some extra flexibility.

Auto & Recreational Vehicle Loans

From a first car to a deluxe RV or boat, regardless of what mode of transportation you prefer, we have the loan for you.

Land & Lot Loans

Finance your purchase of a residential lot to build your dream home.

Personal Loans & Lines of Credit

Whatever the need, you’ll find the right solution.

Our priority is to make this transition as seamless as possible.

Our award-winning team is ready to help you.

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