When Your Deposit will be Available

Understand when money you deposit is available.

We want you to know when your deposits are available for you to withdraw, make purchases or to cover other types of transactions.

The chart below can help you understand the daily cut-off times for each deposit type and when the deposit will generally be available. Other factors may contribute to a longer delay in your funds being available, and we will notify you of any hold we place on your deposit.

1Transfers from your accounts can be made through our automated line at 800-990-4828, Mobile or Text Banking, Online Banking for personal accounts, or Business eBanking for business accounts.

2Checks deposited before the cut-off time that are drawn on Atlantic Union Bank will generally be available on the same business day they are deposited, and checks that are drawn on another bank (not on-us) will generally be available the next business day after deposit. See our Funds Availability Policy for more information.

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