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Rates

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Atlantic Union Bank offers great returns on your accounts.


Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.

Online Only CD Special*

Product Term Interest Rate Annual Percentage Yield* Column Header
13 Month Online CD 13 month 4.89% 5.00% Open Online

*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds. 

CD Specials**

Product Term Interest Rate Annual Percentage Yield** Column Header
CD or IRA 7 month 4.89% 5.00% Schedule an Appointment
CD or IRA 13 month 4.89% 5.00% Schedule an Appointment
CD or IRA 19 month 4.89% 5.00% Schedule an Appointment

**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. 

Money Market Special

Product Balance Interest Rate Annual Percentage Yield Column Header
Performance Money Market $0.00 - $24,999.99 3.00% 3.04% Schedule an Appointment
$25,000 - $99,999.99 3.00% 3.04% Schedule an Appointment
$100,000 - $249,999.99 3.00% 3.04% Schedule an Appointment
$250,000 - $499,999.99 3.00% 3.04% Schedule an Appointment
$500,000+ 3.00% 3.04% Schedule an Appointment

Performance Money Market:  Limited time offer. Requires a minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change at any time without notice before or after account opening. A maintenance fee of $12 will be imposed every statement cycle if the daily balance on any day during the statement cycle falls below $2,500.00. Fees could reduce earnings on this account. Offer not available for business accounts. Atlantic Union Bank reserves the right to revoke, restrict, or change this offer at any time.   

Money Market

Product Balance Interest Rate Annual Percentage Yield Column Header
Money Market Account $0.00 - $24,999.99 0.15% 0.15% Apply Now
$25,000 - $99,999.99 0.25% 0.25% Apply Now
$100,000 - $249,999.99 0.40% 0.40% Apply Now
$250,000+ 0.65% 0.65% Apply Now
Loyalty Money Market Account $0.00 - $24,999.99 0.16% 0.16% Schedule an Appointment
$25,000 - $99,999.99 0.26% 0.26% Schedule an Appointment
$100,000 - $249,999.99 0.41% 0.41% Schedule an Appointment
$250,000+ 0.66% 0.66% Schedule an Appointment

The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 

Health Savings Account

Lower Tier Upper Tier Interest Rate Annual Percentage Yield Column Header
$1 $9,999.99 0.05% 0.05% Schedule an Appointment
$10,000 $24,999.99 0.10% 0.10% Schedule an Appointment
$25,000+ 0.20% 0.20% Schedule an Appointment

The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 

CDs

Term Interest Rate Annual Percentage Yield Column Header
3 Month (91 days) 0.50% 0.50% Schedule an Appointment
6 Month 0.75% 0.75% Schedule an Appointment
1 Year 1.00% 1.00% Schedule an Appointment
2 Year 1.15% 1.15% Schedule an Appointment
3 Year 1.25% 1.25% Schedule an Appointment
4 Year 1.35% 1.35% Schedule an Appointment
5 Year 1.50% 1.51% Schedule an Appointment

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.

Loyalty CDs

Term Interest Rate Annual Percentage Yield Column Header
1 Year 1.01% 1.01% Schedule an Appointment
2 Year 1.16% 1.16% Schedule an Appointment
3 Year 1.26% 1.26% Schedule an Appointment
4 Year 1.36% 1.36% Schedule an Appointment
5 Year 1.51% 1.52% Schedule an Appointment

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.  Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.

Checking

Product Balance Interest Rate Annual Percentage Yield Column Header
Loyalty Checking $0.00 - $2,499.99 0.01% 0.01% Apply Now
$2,500.00 - $9,999.99 0.02% 0.02% Apply Now
$10,000.00+ 0.03% 0.03% Apply Now
ThankU Checking $0.00 - $2,499.99 0.01% 0.01% Apply Now
$2,500.00 - $9,999.99 0.02% 0.02% Apply Now
$10,000.00+ 0.03% 0.03% Apply Now
Preferred Checking $0.00 - $49,999.99 0.01% 0.01% Apply Now
$50,000.00 - $249,999.99 0.02% 0.02% Apply Now
$250,000.00 - $499,999.99 0.02% 0.02% Apply Now
$500,000.00 - $999,999.99 0.03% 0.03% Apply Now
$1,000,000.00+ 0.05% 0.05% Apply Now

The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 

Savings

Product Balance Interest Rate Annual Percentage Yield Column Header
Personal Savings 0.10% 0.10% Apply Now
PRISM Savings 0.10% 0.10% Apply Now
Loyalty Savings $0 - $4,999.99 0.05% 0.05% Schedule an Appointment
$5,000.00 - $24,999.99 0.10% 0.10% Schedule an Appointment
$25,000.00+ 0.20% 0.20% Schedule an Appointment
Deluxe Savings Club (with auto debit) 0.01% 0.01% Schedule an Appointment

$25 minimum opening deposit for Personal Savings, PRISM Savings, and Loyalty Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Fees could reduce the earnings on the account.

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