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Deposit Account Interest Rates

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Atlantic Union Bank offers great returns on your accounts.


Atlantic Union Bank offers great returns on your accounts, making it an ideal choice for individuals looking to grow their money. Our competitive interest rates and variety of savings options mean that whether you're saving for a short-term goal or planning for the long term, we have a solution that fits your needs.

At Atlantic Union Bank, we're committed to helping our customers achieve their financial goals. Our team of experienced banking professionals is on hand to provide advice and guidance, ensuring you make the most of your money.

Special Certificate of Deposit (CD) Savings Accounts

A Certificate of Deposit (CD) account with Atlantic Union Bank is a secure way to grow your savings. This type of account is a time deposit, meaning you agree to leave your funds untouched for a specified period, ranging from a few months to several years. In exchange for this commitment, Atlantic Union Bank has the ability to offer a more competitive interest rate than a standard savings account. This rate is fixed, providing certainty and stability.

Deposit Accounts at Atlantic Union Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to the legal limit, which means your money is protected.

Online Only CD Specials*

Product Term Interest Rate Annual Percentage Yield* Column Header
7 Month Online CD 7 month 4.89% 5.00% Apply Now
13 Month Online CD 13 month 4.65% 4.75% Apply Now

*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds. 

CD Specials**

Product Term Interest Rate Annual Percentage Yield** Column Header
CD or IRA 7 month 4.89% 5.00% Schedule an Appointment
CD or IRA 13 month 4.65% 4.75% Schedule an Appointment
CD or IRA 19 month 4.41% 4.50% Schedule an Appointment

**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. 



Money Market Savings Accounts

A Money Market Account with Atlantic Union Bank is a type of savings account that offers a more competitive interest rate compared to regular savings accounts, making it an excellent choice for customers looking to grow their savings more efficiently.

Money Market Special

Product Balance Interest Rate Annual Percentage Yield Column Header
Performance Money Market $0.00 - $24,999.99 3.00% 3.04% Schedule an Appointment
$25,000 - $99,999.99 3.00% 3.04% Schedule an Appointment
$100,000 - $249,999.99 3.00% 3.04% Schedule an Appointment
$250,000 - $499,999.99 3.00% 3.04% Schedule an Appointment
$500,000+ 3.00% 3.04% Schedule an Appointment

Performance Money Market:  Limited time offer. Requires a minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank. The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change at any time without notice before or after account opening. A maintenance fee of $12 will be imposed every statement cycle if the daily balance on any day during the statement cycle falls below $2,500.00. Fees could reduce earnings on this account. Offer not available for business accounts. Atlantic Union Bank reserves the right to revoke, restrict, or change this offer at any time.   

Money Market

Product Balance Interest Rate Annual Percentage Yield Column Header
Money Market Account $0.00 - $24,999.99 0.15% 0.15% Apply Now
$25,000 - $99,999.99 0.25% 0.25% Apply Now
$100,000 - $249,999.99 0.40% 0.40% Apply Now
$250,000+ 0.65% 0.65% Apply Now

The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 



Medical Savings Accounts

A Health Savings Account (HSA) with Atlantic Union Bank is a type of savings account that allows you to set aside pre-tax money to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and other expenses, you can lower your overall health care costs.

Health Savings Account

Lower Tier Upper Tier Interest Rate Annual Percentage Yield Column Header
$1 $9,999.99 0.05% 0.05% Schedule an Appointment
$10,000 $24,999.99 0.10% 0.10% Schedule an Appointment
$25,000+ 0.20% 0.20% Schedule an Appointment

The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 



Atlantic Union Bank CD

CD accounts offer a structured way to reach a specific savings goal by adhering to fixed terms at a fixed interest rate. At the end of the term, you will get out the money you put in on top of the interest accrued during that time. 

CDs

Term Interest Rate Annual Percentage Yield Column Header
3 Month (91 days) 0.50% 0.50% Schedule an Appointment
6 Month 0.75% 0.75% Schedule an Appointment
1 Year 1.00% 1.00% Schedule an Appointment
2 Year 1.15% 1.15% Schedule an Appointment
3 Year 1.25% 1.25% Schedule an Appointment
4 Year 1.35% 1.35% Schedule an Appointment
5 Year 1.50% 1.51% Schedule an Appointment

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.



Personal Checking Accounts

A Personal Checking Account with Atlantic Union Bank is a type of bank account that allows you to manage your daily financial activities conveniently and efficiently. It's designed for everyday transactions, including depositing your paycheck, withdrawing cash, and paying bills.

Checking

Product Balance Interest Rate Annual Percentage Yield Column Header
Loyalty Checking $0.00 - $2,499.99 0.01% 0.01% Apply Now
$2,500.00 - $9,999.99 0.02% 0.02% Apply Now
$10,000.00+ 0.03% 0.03% Apply Now
ThankU Checking $0.00 - $2,499.99 0.01% 0.01% Apply Now
$2,500.00 - $9,999.99 0.02% 0.02% Apply Now
$10,000.00+ 0.03% 0.03% Apply Now
Preferred Checking $0.00 - $49,999.99 0.01% 0.01% Apply Now
$50,000.00 - $249,999.99 0.02% 0.02% Apply Now
$250,000.00 - $499,999.99 0.02% 0.02% Apply Now
$500,000.00 - $999,999.99 0.03% 0.03% Apply Now
$1,000,000.00+ 0.05% 0.05% Apply Now

The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account. 



Personal Savings Accounts

A personal savings account with Atlantic Union Bank offers a secure investment for your initial deposit, coupled with a competitive interest rate. It's primarily used for saving money over the long term and allows you to accumulate savings while earning some interest.

Savings

Product Balance Interest Rate Annual Percentage Yield Column Header
Personal Savings 0.10% 0.10% Apply Now
PRISM Savings 0.10% 0.10% Apply Now
Deluxe Savings Club (with auto debit) 0.01% 0.01% Schedule an Appointment

$25 minimum opening deposit for Personal Savings and  PRISM Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of January 9, 2024. Fees could reduce the earnings on the account.

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