Rates
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Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.
Online Only CD Special*
| Product | Term | Interest Rate | Annual Percentage Yield* | Column Header |
|---|---|---|---|---|
| 13 Month Online CD | 13 month | 4.89% | 5.00% |
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*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds.
CD Specials**
| Product | Term | Interest Rate | Annual Percentage Yield** | Column Header |
|---|---|---|---|---|
| CD or IRA | 7 month | 4.89% | 5.00% |
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| CD or IRA | 13 month | 4.89% | 5.00% |
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| CD or IRA | 19 month | 4.89% | 5.00% |
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**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Money Market Special
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Performance Money Market | $0.00 - $24,999.99 | 3.00% | 3.04% |
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| $25,000 - $99,999.99 | 3.00% | 3.04% |
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|
| $100,000 - $249,999.99 | 3.00% | 3.04% |
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|
| $250,000 - $499,999.99 | 3.00% | 3.04% |
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|
| $500,000+ | 3.00% | 3.04% |
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Performance Money Market: Limited time offer. Requires a minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change at any time without notice before or after account opening. A maintenance fee of $12 will be imposed every statement cycle if the daily balance on any day during the statement cycle falls below $2,500.00. Fees could reduce earnings on this account. Offer not available for business accounts. Atlantic Union Bank reserves the right to revoke, restrict, or change this offer at any time.
Money Market
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Money Market Account | $0.00 - $24,999.99 | 0.15% | 0.15% |
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| $25,000 - $99,999.99 | 0.25% | 0.25% |
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|
| $100,000 - $249,999.99 | 0.40% | 0.40% |
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|
| $250,000+ | 0.65% | 0.65% |
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|
| Loyalty Money Market Account | $0.00 - $24,999.99 | 0.16% | 0.16% |
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| $25,000 - $99,999.99 | 0.26% | 0.26% |
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|
| $100,000 - $249,999.99 | 0.41% | 0.41% |
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|
| $250,000+ | 0.66% | 0.66% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Health Savings Account
| Lower Tier | Upper Tier | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| $1 | $9,999.99 | 0.05% | 0.05% |
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| $10,000 | $24,999.99 | 0.10% | 0.10% |
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| $25,000+ | 0.20% | 0.20% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
CDs
| Term | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|
| 3 Month (91 days) | 0.50% | 0.50% |
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| 6 Month | 0.75% | 0.75% |
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| 1 Year | 1.00% | 1.00% |
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| 2 Year | 1.15% | 1.15% |
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| 3 Year | 1.25% | 1.25% |
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| 4 Year | 1.35% | 1.35% |
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| 5 Year | 1.50% | 1.51% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Loyalty CDs
| Term | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|
| 1 Year | 1.01% | 1.01% |
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| 2 Year | 1.16% | 1.16% |
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| 3 Year | 1.26% | 1.26% |
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| 4 Year | 1.36% | 1.36% |
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| 5 Year | 1.51% | 1.52% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
Checking
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Loyalty Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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|
| $10,000.00+ | 0.03% | 0.03% |
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|
| ThankU Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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|
| $10,000.00+ | 0.03% | 0.03% |
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|
| Preferred Checking | $0.00 - $49,999.99 | 0.01% | 0.01% |
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| $50,000.00 - $249,999.99 | 0.02% | 0.02% |
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|
| $250,000.00 - $499,999.99 | 0.02% | 0.02% |
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|
| $500,000.00 - $999,999.99 | 0.03% | 0.03% |
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|
| $1,000,000.00+ | 0.05% | 0.05% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Savings
| Product | Balance | Interest Rate | Annual Percentage Yield | Column Header |
|---|---|---|---|---|
| Personal Savings | 0.10% | 0.10% |
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|
| PRISM Savings | 0.10% | 0.10% |
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|
| Loyalty Savings | $0 - $4,999.99 | 0.05% | 0.05% |
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| $5,000.00 - $24,999.99 | 0.10% | 0.10% |
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|
| $25,000.00+ | 0.20% | 0.20% |
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|
| Deluxe Savings Club (with auto debit) | 0.01% | 0.01% |
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$25 minimum opening deposit for Personal Savings, PRISM Savings, and Loyalty Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of October 4, 2023. Fees could reduce the earnings on the account.
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