Rates
Take an interest in our accounts
Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.
Online Only CD Special*
| Product | Term | Interest Rate | Annual Percentage Yield* | |
|---|---|---|---|---|
| 13 Month Online CD | 13 month | 3.93% | 4.00% |
Open Online |
*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds.
CD Specials**
| Product | Term | Interest Rate | Annual Percentage Yield* | |
|---|---|---|---|---|
| CD or IRA | 13 month | 3.93% | 4.00% |
Schedule an Appointment |
| CD or IRA | 27 month | 3.93% | 4.00% |
Schedule an Appointment |
**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Money Market
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Money Market Account | $0.00 - $24,999.99 | 0.15% | 0.15% |
Apply Now |
| $25,000 - $99,999.99 | 0.25% | 0.25% |
Apply Now |
|
| $100,000 - $249,999.99 | 0.40% | 0.40% |
Apply Now |
|
| $250,000+ | 0.65% | 0.65% |
Apply Now |
|
| Loyalty Money Market Account | $0.00 - $24,999.99 | 0.16% | 0.16% |
Schedule an Appointment |
| $25,000 - $99,999.99 | 0.26% | 0.26% |
Schedule an Appointment |
|
| $100,000 - $249,999.99 | 0.41% | 0.41% |
Schedule an Appointment |
|
| $250,000+ | 0.66% | 0.66% |
Schedule an Appointment |
The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Health Savings Account
| Lower Tier | Upper Tier | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| $1 | $9,999.99 | 0.05% | 0.05% |
Schedule an Appointment |
| $10,000 | $24,999.99 | 0.10% | 0.10% |
Schedule an Appointment |
| $25,000+ | 0.20% | 0.20% |
Schedule an Appointment |
The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
CDs
| Term | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 3 Month (91 days) | 0.50% | 0.50% |
Schedule an Appointment |
| 6 Month | 0.75% | 0.75% |
Schedule an Appointment |
| 1 Year | 1.00% | 1.00% |
Schedule an Appointment |
| 2 Year | 1.15% | 1.15% |
Schedule an Appointment |
| 3 Year | 1.25% | 1.25% |
Schedule an Appointment |
| 4 Year | 1.35% | 1.35% |
Schedule an Appointment |
| 5 Year | 1.50% | 1.51% |
Schedule an Appointment |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
*Penalty Free Option: Funds must be in your account for at least seven days to withdraw penalty free. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdraws made before maturity would be subject to an early withdrawal penalty. Not available for individual retirement accounts (IRAs).
Loyalty CDs
| Term | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 1 Year | 1.01% | 1.01% |
Schedule an Appointment |
| 2 Year | 1.16% | 1.16% |
Schedule an Appointment |
| 3 Year | 1.26% | 1.26% |
Schedule an Appointment |
| 4 Year | 1.36% | 1.36% |
Schedule an Appointment |
| 5 Year | 1.51% | 1.52% |
Schedule an Appointment |
| 1 Year No Penalty* | 0.76% | 0.76% |
Schedule an Appointment |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
*Penalty Free Option: After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty. Not available for individual retirement accounts (IRAs).
Checking
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Loyalty Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
Apply Now |
| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
Apply Now |
|
| $10,000.00+ | 0.03% | 0.03% |
Apply Now |
|
| ThankU Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
Apply Now |
| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
Apply Now |
|
| $10,000.00+ | 0.03% | 0.03% |
Apply Now |
|
| Preferred Checking | $0.00 - $49,999.99 | 0.01% | 0.01% |
Apply Now |
| $50,000.00 - $249,999.99 | 0.02% | 0.02% |
Apply Now |
|
| $250,000.00 - $499,999.99 | 0.02% | 0.02% |
Apply Now |
|
| $500,000.00 - $999,999.99 | 0.03% | 0.03% |
Apply Now |
|
| $1,000,000.00+ | 0.05% | 0.05% |
Apply Now |
The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Savings
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Personal Savings | 0.10% | 0.10% |
Apply Now |
|
| PRISM Savings | 0.10% | 0.10% |
Apply Now |
|
| Loyalty Savings | $0 - $4,999.99 | 0.05% | 0.05% |
Schedule an Appointment |
| $5,000.00 - $24,999.99 | 0.10% | 0.10% |
Schedule an Appointment |
|
| $25,000.00+ | 0.20% | 0.20% |
Schedule an Appointment |
|
| Deluxe Savings Club (with auto debit) | 0.01% | 0.01% |
Schedule an Appointment |
$25 minimum opening deposit for Personal Savings, PRISM Savings, and Loyalty Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of March 1, 2023. Fees could reduce the earnings on the account.
Additional resources
How else can we help?
Better Customer Support Starts here
Not sure where to start? We can guide you in the right direction.