Rates
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Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.
Online Only CD Special*
| Product | Term | Interest Rate | Annual Percentage Yield* | |
|---|---|---|---|---|
| 13 Month Online CD | 13 month | 3.93% | 4.00% |
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*$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Your online opening deposit may not exceed $50,000, and principal withdrawals are not permitted within the first 60 days of the initial transfer or funds.
CD Specials**
| Product | Term | Interest Rate | Annual Percentage Yield** | |
|---|---|---|---|---|
| CD or IRA | 7 month | 4.41% | 4.50% |
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| CD or IRA | 13 month | 4.17% | 4.25% |
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| CD or IRA | 27 month | 3.93% | 4.00% |
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**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Money Market
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Money Market Account | $0.00 - $24,999.99 | 0.15% | 0.15% |
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| $25,000 - $99,999.99 | 0.25% | 0.25% |
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|
| $100,000 - $249,999.99 | 0.40% | 0.40% |
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|
| $250,000+ | 0.65% | 0.65% |
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|
| Loyalty Money Market Account | $0.00 - $24,999.99 | 0.16% | 0.16% |
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| $25,000 - $99,999.99 | 0.26% | 0.26% |
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|
| $100,000 - $249,999.99 | 0.41% | 0.41% |
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|
| $250,000+ | 0.66% | 0.66% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Health Savings Account
| Lower Tier | Upper Tier | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| $1 | $9,999.99 | 0.05% | 0.05% |
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| $10,000 | $24,999.99 | 0.10% | 0.10% |
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| $25,000+ | 0.20% | 0.20% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
CDs
| Term | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 3 Month (91 days) | 0.50% | 0.50% |
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| 6 Month | 0.75% | 0.75% |
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| 1 Year | 1.00% | 1.00% |
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| 2 Year | 1.15% | 1.15% |
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| 3 Year | 1.25% | 1.25% |
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| 4 Year | 1.35% | 1.35% |
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| 5 Year | 1.50% | 1.51% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY.
Loyalty CDs
| Term | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
| 1 Year | 1.01% | 1.01% |
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| 2 Year | 1.16% | 1.16% |
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| 3 Year | 1.26% | 1.26% |
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| 4 Year | 1.36% | 1.36% |
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| 5 Year | 1.51% | 1.52% |
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$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
Checking
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Loyalty Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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|
| $10,000.00+ | 0.03% | 0.03% |
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|
| ThankU Checking | $0.00 - $2,499.99 | 0.01% | 0.01% |
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| $2,500.00 - $9,999.99 | 0.02% | 0.02% |
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|
| $10,000.00+ | 0.03% | 0.03% |
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|
| Preferred Checking | $0.00 - $49,999.99 | 0.01% | 0.01% |
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| $50,000.00 - $249,999.99 | 0.02% | 0.02% |
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|
| $250,000.00 - $499,999.99 | 0.02% | 0.02% |
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|
| $500,000.00 - $999,999.99 | 0.03% | 0.03% |
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|
| $1,000,000.00+ | 0.05% | 0.05% |
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The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Rates are subject to change without notice and after account opening. Fees could reduce the earnings on the account.
Savings
| Product | Balance | Interest Rate | Annual Percentage Yield | |
|---|---|---|---|---|
| Personal Savings | 0.10% | 0.10% |
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|
| PRISM Savings | 0.10% | 0.10% |
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|
| Loyalty Savings | $0 - $4,999.99 | 0.05% | 0.05% |
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| $5,000.00 - $24,999.99 | 0.10% | 0.10% |
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|
| $25,000.00+ | 0.20% | 0.20% |
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|
| Deluxe Savings Club (with auto debit) | 0.01% | 0.01% |
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$25 minimum opening deposit for Personal Savings, PRISM Savings, and Loyalty Savings; $10 minimum opening deposit for Deluxe Club Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of May 31, 2023. Fees could reduce the earnings on the account.
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