Atlantic Union Bank (AUB) has acquired American National Bank & Trust Company. Learn More.  AUB customers can now use American National ATMs in VA and NC for withdrawals with no fees or surcharges.  Find an American National ATM.

Asset Based Lending

Turn your assets into flexible credit solutions

Flexible solutions to meet immediate and long-term financing needs.


If you need flexible solutions to meet immediate and long-term financing needs, asset-based revolving lines of credit and term loans may be a good option. We offer a full range of asset-based lending solutions for direct deals, club deals, and syndicated loans. You can use a wide variety of assets, including receivables and inventory, to secure funding.

We can provide guidance and tailored solutions for companies across the credit spectrum. We’d love to work with you to meet your specific financial service needs.

Why choose an Asset-Based Loan?

Asset-based loans are ideal for when you need immediate capital to finance your project. These loans often have lower interest rates than traditional commercial loans and a quick credit decision so that you can affordably have the financing when you need it. And these loans offer the flexibility to use the funds for your business however you want.

Our Asset-based lending specialists can work with your unique needs to come up with a solution that fits for your business. There’s a lot of assets you can use as collateral, including receivables and inventory, that can help you secure funding.

Asset-based lending solutions are ideal for financing:

  • Working capital
  • Management buyouts
  • Equity sponsor buyouts
  • Turnarounds 
  • Acquisitions
  • Growth
  • Recapitalizations
  • Restructurings
  • Leveraged buyouts

When you work with Atlantic Union Bank, you know that you’re working with a knowledgeable local team who is committed to finding the best solutions for you and your business.

Whether you’ve decided that an asset-based loan is the best choice for your business or if you’re still exploring your financing options, we’ve got you covered. Whatever you need to finance, an asset-based loan could give you a lump sum or a line of credit to support the financial needs of your unique situation.

Why Atlantic Union Bank?

  • Experienced team

  • Flexible structure and financial solutions

  • Local decision making

  • Strong partnerships and relationships with clients

  • Financial strength to grow with borrower’s needs

  • Deal sizes up to $100 million

Our current geographies to support business clients:

Virginia, Maryland, North Carolina, South Carolina, Pennsylvania, New York, Indiana, Michigan, Ohio, West Virginia, Delaware, New Jersey, and Georgia.

Opportunities for businesses in other markets also available.

Expect more from your business banking partner.

Our hands-on style provides more than a banking relationship. It offers a personal relationship dedicated to your business’ success. Please provide the information below and a Relationship Manager will show you exactly that.

Customized Solutions

Trusted Advisors

Local Decisioning

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