As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Advantage Portfolio Programs

An ideal option for large home purchases and refinances.

Explore financing options for larger loans.

Purchasing or refinancing high-cost real estate can often require unique financing. That's why we offer our exclusive Advantage Portfolio Programs. If you've ever shopped for a jumbo mortgage, this is a similar type of home loan that we proudly process, underwrite and service in-house.

Program highlights:

  • 0.125% rate discount1
  • 80% financing up to $2M; 70% financing up to $4M2
  • Primary and secondary residences are eligible 
  • Purchase and refinance options available 
  • Low reserve requirements
  • Single family homes and warrantable condominiums are eligible
  • Fixed and adjustable-rate loans

Ready to connect with an expert?

Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.

Disclosures

1Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account. 

2Minimum loan amount must be at least $766,550. 

Maximum property size of 10 acres. Available in DC, MD, NC and VA. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details. 

Payment example: on a $1,500,000 home with 80% financing and a 30-year fixed-rate Advantage loan at 6.50%, the monthly payment would be $7,584.82. The Annual Percentage Rate (APR) would be 6.53%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Additional resources

How else can we help?

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