Guaranteed Interest Rate for 60 Days.
Lock in your interest rate while you shop for your home
Exclusively available with our Portfolio Programs
Access this program by becoming a Certified Buyer
If you’re shopping for your home but concerned where mortgage interest rates will be by the time you have a contract, we have a great worry-free option to help you get the lowest rate.
Our Lock-and-Shop Program can lock in and guarantee your interest rate for 60 days. If rates decrease, you may be eligible to take advantage of a lower rate*. All you have to do is be pre-approved through our Certified Buyer Pre-Approval Program. We make that easy, too.
- You’ll be eligible for this program once you become a Certified Buyer.
- Only available to be used in conjunction with a portfolio program.
- The interest rate lock may be extended for up to an additional 30 days provided a subject property has been determined. Standard lock extension charges will apply.
*The current interest rate plus .125% with no float down fee. Lock-and-Shop is available only on portfolio programs.
This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.
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