Medical Professionals Loan
Up to 100% financing
You could qualify for a mortgage designed especially for medical professionals.
Up to 100% financing with no mortgage insurance
0.125% rate discount1
Available to a wide range of medical professionals
You’ve worked hard to get where you are today—now you can benefit from a mortgage designed specifically for you. Our Medical Professionals Home Loan offers flexible financing options, including up to 100% financing with no mortgage insurance. This loan is available to healthcare professionals across Virginia, Washington D.C., Maryland, Delaware, Pennsylvania, North Carolina, South Carolina, Georgia, Tennessee, Indiana and West Virginia.
Program highlights:
- Up to 100% financing with no mortgage insurance
- 0.125% rate discount1
- No limit on the length of time out of residency
- Student loans deferred for at least one year may be excluded from debt-to-income qualifications
- Qualify using future income with an employment contract and a start date within 120 days of closing
- Choose a fixed or adjustable-rate option
- Purchase and refinance options available
| Occupancy Type | 0% Down | 5% Down | 10% Down |
| Primary Residence Financing Up To | $1,500,000 | $2,000,000 | $2,500,000 |
| Second Home Financing Up To | N/A | $1,500,000 | $2,000,000 |
Ready to connect with an expert? Choose an option below.
Available to:
- Medical doctors
- Dentists
- Chiropractors
- Optometrists
- Ophthalmologists
- Osteopaths
- Pharmacists
- Podiatrists
- Veterinarians
- Licensed medical residents2, interns2 and fellows
Disclosures
1Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account.
Owner-occupied residences only (single family homes, Fannie/Freddie warrantable condos and townhomes). Max loan amount for a condo is $1M. Borrower(s) may have up to two Medical Professionals Loan Programs serviced by Atlantic Union Bank at any time. The exclusion of student debt only applies to the borrower with a medical designation. Minimum qualifying credit score requirement of 720 for all loan amounts. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply so please consult your dedicated Mortgage Loan Officer for complete details.
Payment example: on a $850,000 home with 100% financing, no mortgage insurance and a 30-year fixed-rate loan at 6.50%, the monthly payment would be $5,372.58. The Annual Percentage Rate (APR) would be 6.54%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.
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