Standard Portfolio Program
We’re opening doors with this in-house portfolio program.
Flexible home loan solutions for your unique needs.
90% financing up to $1M
0.125% rate discount*
Processed, underwritten and serviced by Atlantic Union Bank
Getting a home loan may be a lifetime decision and it's a meaningful goal -- we want to make sure you find the right solution. At Atlantic Union Bank, our portfolio loans are processed, underwritten and serviced in-house, meaning you'll be in great hands from start to finish.
Program highlights:
- 90% financing up to $1M with very low mortgage insurance requirements
- Loan amounts up to $5M on primary and secondary residences
- 0.125% rate discount*
- Cash-out refinancing available (investment properties have a maximum loan amount of $1MM)
- No maximum acreage limitations
- Low reserve requirements
- Available for non-warrantable and brand new condominiums
- Fixed and adjustable-rate options available
Ready to connect with an expert?
Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.
Disclosures
*Eligibility requires you to fund your monthly payments with an Atlantic Union Bank deposit account.
No maximum acreage limitations. Non-warrantable and brand new condominiums are eligible. Available in VA, DC, MD, FL, IN, SC, NC, TN and GA. Max loan amount in Florida is $2MM. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.
Payment example: on a $250,000 home with 80% financing and a 30-year fixed-rate loan at 6.50%, the monthly payment would be $1,264.14. The Annual Percentage Rate (APR) would be 6.671%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.
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