As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Veterans Administration (VA) Loans

Your service to our nation is appreciated.

Exceptional mortgages for those who have served

It’s not enough to say, “Thank you for your service.” We're dedicated to addressing your home financing needs.

You protected your nation, and we want you to know we appreciate all you've done. Atlantic Union Bank administers the Veterans Administration (VA) Home Loan Program, which provides low-interest mortgages to current and former military personnel for buying a home or refinancing a mortgage. We’d be proud if you let us assist you through the application process.

Program highlights:

  • Interest rates are generally below standard rates
  • No down payment required
  • No monthly mortgage insurance required
  • Low closing costs
  • 15-year and 30-year fixed-rate loans
  • Ability to have two existing VA loans
  • No pre-payment penalties
  • Home financing available in 39 states across the U.S.

Ready to connect with an expert?

Contact your Atlantic Union Bank Mortgage Loan Officer or choose an option below.

Want to calculate your monthly payment?

Use our Mortgage Loan Calculator to see what you might pay monthly and an estimated payoff schedule. To see the advantages of contributing a little more to your monthly payments, check out our Mortgage Payoff Calculator .

Disclosures

This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.

Payment example: on a $250,000 home with 100% financing and a 15-year fixed-rate VA loan at 6.25%, the monthly payment would be $2,143.56. The Annual Percentage Rate (APR) would be 6.473%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Payment example: on a $250,000 home with 100% financing and a 30-year fixed-rate loan at 6.50%, the monthly payment would be $1,580.17. The Annual Percentage Rate (APR) would be 6.636%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Additional resources

How else can we help?

Help With An Existing Loan

Talk to Us About a New Loan

Talk with a Mortgage Loan Officer

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