Through our partnership with Virginia Housing, we offer an array of special loan programs for both first-time and repeat homebuyers1 that help make homeownership more affordable. The qualifying guidelines are different from other loans with most requiring little or no down payment. Your Atlantic Union Bank Mortgage Loan Officer can help you figure out which option might work best for you. Additional resources from Virginia Housing can be found here.
Program highlights:
- Virginia Housing home loans are available to qualified buyers purchasing a primary residence in Virginia.
- Get up to 100% financing.
- Guidelines have expanded to allow maximum household income limits up to $232,000 with a maximum loan amount of $766,5502.
- Down payment and closing cost assistance grants are available to qualified first-time homebuyers. Restrictions apply.
- Loan programs include FHA, USDA, VA and Conventional.
- Homebuyers with median credit scores as low as 620 may qualify.
Ready to connect with an expert?
Contact your Atlantic Union Bank Mortgage Loan Officer or follow the link below.