High Yield Savings Account

Earn higher interest and maintain access to your money.

Start earning 8X the national average** with a new High Yield Savings Account.

  • Earn more with a competitive 3.40% APY*
  • Access to your funds at any time
  • Enjoy peace of mind with FDIC insurance
  • Get started with a $500 minimum opening deposit

 

3.40% APY




8X the national average APY**

What will you do when your savings earn 8x the national average?** Complete a home reno? Build up your emergency fund? Your goals suddenly become a lot more real with a High Yield Savings Account.


 

Money on Purpose

Bring intention to every dollar and grow toward what matters most with Money on Purpose. Set savings goals, automate transfers or choose to donate and give back to your community, making it easy to save with purpose.

 

Frequently Asked Questions

High Yield Savings Accounts are a lot like traditional savings accounts, except they offer higher interest rates, so your money can grow faster. The interest rate is variable so may change up or down over time.
Yes, when you open a new High Yield Savings Account, rest assured that your account is insured by the FDIC, up to their insurance limit of $250,000 per depositor, per bank.
Yes, High Yield Savings Accounts are as safe as any savings account that is backed by the FDIC, up to their limits.
Opening a new High Yield Savings Account is easy. You will need the following information for anyone opening the account, whether it's jointly or not: names, address and Social Security number.
Yes, High Yield Savings Accounts are just like a traditional account in that you may withdraw any amount from them at any time. However, withdrawing money may also reduce earnings.
High Yield Savings Accounts offer several benefits including higher than average rates, easy access to your funds and FDIC insurance.

 

Your savings can build upon itself and grow quickly.

Check out our Savings Calculator to see how your savings can grow with a High Yield Savings account.

 

Learn More

Five Habits That Turn Everyday Savers into Wealth Builders

Ever wonder how some people seem to make saving look effortless, and even build real wealth over time? Here are five simple, practical habits that can help transform your savings into long-term financial strength.

*The interest rate tiers and Annual Percentage Yields (APYs) for this product are: Under $50,000, 3.40% and $50,000 or more, 3.40% and is accurate as of June 1, 2026. The minimum opening deposit is $500. Maintain a $500 minimum daily account balance to waive $10 monthly maintenance fee. You must maintain the minimum daily balance needed for each tier to earn the APY disclosed. This is a variable-rate account. The rate may change at any time without notice after the account is opened. Fees could reduce the earnings on the account. Refer to the High Yield Savings Account Overview Guide online for more information. Not available for business accounts.

**The national average interest rate for savings accounts as posted on FDIC.gov on the National Rates and Rate Caps page, as of June 25, 2026.

Additional resources

How else can we help?

Customer Care

Talk with a Banker

Come Say Hello

Cookie Notice: We use cookies and similar automated technologies through which we and certain third parties (such as our advertising and analytics partners) may collect, record, use and share information about your use of our site to enhance user experience, analyze performance and usage, and assist in our marketing efforts. You can reject nonessential automated technologies by selecting ‘Decline All’. For more information, visit our Online Privacy Notice.