Richard Appling

Bio

Richard began his career in financial services in 1993 and has spent the last three decades accumulating the knowledge and perspective to help guide clients on their financial journey. As a financial advisor, his day-to-day role focuses on helping clients understand and manage all the pieces of their financial picture, including investments, retirement planning, tax and estate considerations, risk management and cash flow. A large part of what Richard does centers around listening, understanding clients’ goals, concerns and priorities, and then providing clear strategies that connect those pieces together. Richard spends time analyzing portfolios, identifying new opportunities, collaborating with specialists when needed and proactively reaching out to clients to help ensure they feel confident and informed about their financial decisions.

One of the things that sets Richard apart is his ability to meet clients where they are. He focuses on simplifying complex financial topics, to help clients feel confident and empowered rather than overwhelmed.

Richard’s primary goal is to help clients gain clarity and independence in their financial lives. He wants them to feel reassured knowing they have a plan that’s not only aligned with their long-term goals—like retirement, wealth transfer or business succession—but also flexible enough to adapt as life changes. Ultimately, his goal is to give clients confidence, simplify decision-making and help them build and preserve wealth in a way that supports both their current lifestyle and their legacy.

Originally from San Antonio, Texas, Richard now calls College Park, Maryland home. In his spare time, he enjoys reading, traveling, sports and spending time with friends and family.

Connect with Richard: Richard.appling@aubwm.com LinkedIn: https://www.linkedin.com/in/richard-appling
 

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