Insurance and Risk Management

Your Risk Management Plan

When it comes to insurance, it’s important to understand your options so that you and your family have protection when you need it most. With adequate insurance planning, you’ll have confidence that both your family and your legacy are secure. With adequate insurance planning, you'll have confidence that both your family and your legacy are secure.

Insurance plays a key role in a well-balanced financial plan. Your Wealth Management Advisor will take the time to understand your family’s financial goals. Then, we’ll evaluate the role that insurance can play in meeting those goals, whether it’s survivor benefits in the event of premature death, income benefits when you reach retirement, income replacement in the case of a disability, benefits to cover long-term care services, or leaving behind a legacy. Our advisors are ready to help you find the right protection for your personal situation.

How have you protected your family in the event of a long-term disability?

Find the right protection

Your advisor will evaluate the role insurance plays in meeting your goals such as:

Survivor benefits in the event of premature death
Income benefits when you reach retirement
Income replacement in the case of a disability
Benefits to cover long-term care services
Leaving behind a legacy

Customized Risk Management Plans for Families

Asset preservation
Income replacement and family protection
Long-term care planning and irrevocable life insurance trusts

Key Questions

How have you protected your family's financial security if you were to die prematurely?

How have you protected your family in the event of long-term disability?

When is the last time you reviewed your life, disability and long term care policies?

What measures have you taken to evaluate self-insuring long-term care and its impact on your retirement?

Do you plan to handle the possibility that you could become financially responsible for your parents?

How are you planning to efficiently distribute your growing wealth to your heirs while minimizing taxes?

How have you assessed estate liquidity shortfalls?

Disclosures

FINRA BrokerCheck
Securities are offered through Raymond James Financial Services, Inc., Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. View the Raymond James privacy notice.

Atlantic Union Financial Consultants, LLC is an affiliate of Atlantic Union Bank. Atlantic Union Bank, Atlantic Union Bank Wealth Management, and Atlantic Union Financial Consultants are not registered broker/dealers and are independent of Raymond James Financial Services. Securities are not insured by the FDIC or any other government agency, are not deposits or obligations of Atlantic Union Bank, are not guaranteed by Atlantic Union Bank or any of its affiliates, and are subject to risks, including the possible loss of principal.

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