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Fixed Rate Mortgage

Open the door to homeownership with a fixed-rate loan.
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Over 90% of our Home Loans customers agree that our team delivered 
excellent support throughout their application process*

Here's how our customers describe their mortgage experience...


"Our loan officer was the best part of this process. We truly enjoyed working with Atlantic Union Bank."

- Sean B.


"My mortgage experience with Atlantic Union Bank was transparent, efficient and practical. "

- Joshua H.


"Great team to work with. Very organized and communicates well."

- Ronald W.



Lock in peace of mind with a fixed-rate mortgage.

With stable monthly principal and interest payments that don't change, you'll know exactly what to expect. Whether you're buying your first home or refinancing, a fixed-rate mortgage gives you more predictability and eliminates the risk of rising interest rates. Ready for a home loan that keeps life simple? Let's make it happen!

Choose between a 30 and 15-year mortgage at a competitive rate.

  • 30-year mortgages are the most popular, offering the lowest monthly payment. 
  • 15-year loans have higher payments, but allow borrowers to accumulate equity more quickly and pay less over time.


Ready to get started?

Fill out a brief form and one of our experienced Mortgage Loan Officers will reach out.

How do I choose a term?

Our Mortgage Payoff Calculator can help determine which loan term works best for your budget and lifestyle. Or use our Mortgage Loan Calculator to see what you might pay monthly and an estimated payoff schedule.
Use Mortgage Payoff Calculator Use Mortgage Loan Calculator

 

Certified Buyer Pre-Approval Program

Become a Certified Buyer when you're ready to start looking for a home, so you can write an offer with the confidence of being approved already.

Adjustable Rate Mortgages

An Adjustable Rate Mortgage from Atlantic Union Bank can provide a financial edge when you're buying or refinancing a home. Learn about our ARM rates.

Disclosures

*Based on Atlantic Union Bank's customer satisfaction survey data through May 2025. 

This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.

Payment example: on a $250,000 home with 80% financing and a 15-year fixed-rate loan at 6.25%, the monthly payment would be $1,714.85. The Annual Percentage Rate (APR) would be 6.529%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established. 

Payment example: on a $250,000 home with 80% financing and a 30-year fixed-rate loan at 6.50%, the monthly payment would be $1,264.14. The Annual Percentage Rate (APR) would be 6.671%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Help With An Existing Loan

800-990-4828

Talk to Us About a New Loan

833-692-8245

Talk with a Mortgage Loan Officer

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