Loyalty Checking

The larger your balance, the more you earn
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This super-charged checking account delivers higher interest and plenty of benefits. You could get a $350 cash bonus* when you open a Loyalty Checking account. Offer ends 8/31.

Tiered rates can grow your money quickly
Free Online & Mobile Banking

With Loyalty Checking, you’ll experience tiers of joy.


Ready to take your checking account to a higher level? You'll be rewarded with tiered rates based on your balance. So the more you have on deposit, the greater your growth.

  • Free ATM transactions at all Atlantic Union Bank ATMs, 5 free non-Atlantic Union Bank ATMs, plus 5 free rebates of fees charged by other banks
  • Add any image you'd like to your Design Mine™ debit card
  • Access to thousands of ATMs nationwide through the SUM® ATM Network
  • Bank on your time through Online Banking, Mobile Banking and Online Bill Pay
  • Use Apple Pay®, Google PayTM or Samsung Pay® for quicker payments
  • Compare this account's competitive rate with other options
  • 0.25% discount on new loans when you use an automatic payment from your account2
  • First order of Specialty style checks free or $10 off other styles.
  • Maintain a $2,500 minimum daily balance in this account or a $10,000 combined balance in personal Atlantic Union Bank deposit, installment loan and line of credit accounts to avoid a $10 service charge
  • Qualifies for Loyalty Savings, Money Market, CDs and IRA accounts, where you can earn premium rates
  • $25 to open
  • FDIC insured, up to the FDIC established limits

Free Identity Theft Resolution

Atlantic Union Bank automatically enrolls qualifying personal checking customers1 into an Identity Theft Resolution Service FREE of charge

Disclosures:

1Free ID Theft Resolution Services are available to Free Checking customers with a monthly direct deposit of $500 or greater, or any other Atlantic Union Bank personal checking account.

2This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout").

*CASH BONUS TERMS AND CONDITIONS:
*$350 Bonus- In order to qualify for the $350 cash bonus, you must (1) Open a new  personal Loyalty Checking account by August 31, 2020, AND (2) Maintain the account for a minimum of 180 days, AND (3) Establish a recurring qualified direct deposit with combined deposits totaling $20,000 or more within 180 days of account opening. 

A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account.  Cash bonus is only available to new-to-Atlantic Union Bank checking customers who have not had a personal checking account with us within the last 12 months. Limit one cash bonus offer per new customer. Bonus may not be combined with any other offers.  Atlantic Union Bank reserves the right to alter the terms of the promotion or end it at any time.  All accounts are subject to approval. 

Cash Bonus Payment- Cash bonus will be credited to your new checking account in March 2021, no later than March 31, 2021 after all terms of offer are met. Your checking account must be open and in good standing to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income.

**Free ID Theft Resolution Services are available to Free Checking customers with a qualified monthly direct deposit*** of $500 or greater, or any other Atlantic Union Bank personal checking account.

***A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account.