Preferred Checking

It's the concierge level for your checking account.
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The preferred way to bank. 

Access to five non-Atlantic Union Bank ATMs each month
Free Online & Mobile Banking
Unlimited non-Atlantic Union Bank, surcharge-free ATM withdrawals

This account's benefits take your checking to a higher level.


If you want to experience our highest level of checking, Atlantic Union Bank's Preferred Banking Checking account sets the bar. 

  • Unlimited free non-Atlantic Union Bank ATM withdrawals (including fees charged by other banks)
  • Add any image you'd like to your debit card with Design Mine™
  • Access to thousands of ATMs nationwide through the SUM® ATM Network
  • Free personal checks for life, any available style
  • Bank on your time with Online Banking, and Mobile Banking
  • Use Apple Pay®, Google PayTM or Samsung Pay® for quicker payments
  • 0.35% discount on new loans when you use an automatic payment from your account*
  • Complementary Life-Centered Financial Advice and Planning
  • Free identity theft resolution services
  • No Overdraft Protection transfer fees
  • Free on sizes up to 3x5 or 50% off larger boxes
  • Qualifies for Loyalty Savings, Money Market, CD and IRA accounts, where you can earn premium rates
  • Maintain a $25,000 minimum daily balance in this account or a $50,000 combined balance in personal Atlantic Union Bank deposit, installment loan and line of credit accounts to avoid a $25 monthly service charge
  • $25 to open
  • FDIC insured, up to the FDIC established limits

Free Identity Theft Resolution

As an Atlantic Union Bank checking customer, you automatically qualify for Identity Theft Resolution Service1

Disclosures:

*This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout").

1Free ID Theft Resolution Services are available to Free Checking customers with a qualified monthly direct deposit of $500 or greater, or any other Atlantic Union Bank personal checking account. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account.