Preferred Checking

Open a new checking account with qualifying activities and you could earn up to $250*
Apply Now View Rates

The preferred way to bank. 

Access to five non-Atlantic Union Bank ATMs each month
Free Online & Mobile Banking
Unlimited non-Atlantic Union Bank, surcharge-free ATM withdrawals

This account's benefits take your checking to a higher level.

If you want to experience our highest level of checking, Atlantic Union Bank's Preferred Banking Checking account sets the bar. 

  • Unlimited free non-Atlantic Union Bank ATM withdrawals (including fees charged by other banks)
  • Add any image you'd like to your debit card with Design Mine™
  • Access to thousands of ATMs nationwide through the SUM® ATM Network
  • Free personal checks for life, any available style
  • Bank on your time with Online Banking, and Mobile Banking
  • Use Apple Pay®, Google PayTM or Samsung Pay® for quicker payments
  • 0.35% discount on new loans when you use an automatic payment from your account1
  • Complementary Life-Centered Financial Advice and Planning
  • Free identity theft resolution services
  • No Overdraft Protection transfer fees
  • Free on sizes up to 3x5 or 50% off larger boxes
  • Qualifies for Loyalty Savings, Money Market, CD and IRA accounts, where you can earn premium rates
  • Maintain a $25,000 minimum daily balance in this account or a $50,000 combined balance in personal Atlantic Union Bank deposit, installment loan and line of credit accounts to avoid a $25 monthly service charge
  • $25 to open
  • FDIC insured, up to the FDIC established limits

$250 Cash Bonus*

Now through November 1st, open a new personal checking account and during the first three consecutive full statement cycles:
  • Earn $100 when you make a recurring qualified direct deposit** totaling $2,000 or more each month
  • Earn $100 when you make at least 10 qualifying debit cards transactions each month
Do both and it's $250!*

*Cash Bonus Terms and Conditions: (#1) open a new Free Checking, Loyalty Checking, Preferred Checking, or ThankU Checking account by November 1st, 2021, AND (#2) set up a recurring qualified direct deposit totaling $2,000 or more each month for the three consecutive full statement cycles immediately following the account opening date AND (#3) conduct at least 10 point-of-sale debit card transactions (ATM transactions excluded) each month for the three consecutive full statement cycles (months) immediately following the account opening date. If you satisfy all of the above requirements, you will receive a $250 cash bonus. Satisfy (#1) AND either (#2) or (#3), get a $100 cash bonus.

Offer is not valid if you have had an Atlantic Union Bank checking account, or have received any Atlantic Union Bank cash bonus offer within the last 12 months. Limit one cash bonus offer per new customer and account. Bonus may not be combined with any other offers. Atlantic Union Bank reserves the right to alter the terms of the promotion or end it at any time. All accounts are subject to approval.

Cash Bonus Payment: The cash bonus will be deposited in your account within 30 calendar days after all terms of the offer are met. Your checking account must be open and in good standing to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income.

Eligible personal checking account types includes Free Checking, ThankU Checking, Loyalty Checking or Preferred Checking.
All checking accounts are subject to applicable terms, fees, and charges. 

**A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account. Person to Person, mobile deposits and bank transfers between your bank accounts or account you have at other financial institutions or brokerages do not qualify.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout").

This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.