As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Federal Housing Administration (FHA) Loans

Our goal is to make homeownership attainable for everyone.

We can break down barriers to homeownership.

More flexibility compared to a conventional mortgage means homeownership is open to more borrowers.


The Federal Housing Authority* (FHA) partners with lenders like Atlantic Union Bank to turn qualified borrowers into homeowners. Our loan experts will guide you through the application process, and you could find yourself with a place of your own before you know it.

  • FHA loans are available to all qualified borrowers
  • Programs include both fixed-rate and adjustable-rate mortgages
  • 3.5% down payment may be required
  • Loan limits vary depending on geographic areas
  • Our FHA Loan Calculator helps you determine your FHA loan amount and how much cash you'll need to complete your home purchase

Ready to connect with an expert?

Contact your Atlantic Union Bank Mortgage Loan Officer or follow the link below.

Disclosures

*Atlantic Union Bank is not acting on behalf of or at the direction of HUD, FHA or the federal government. 

This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details. 

Additional resources

How else can we help?

Help With An Existing Loan

Talk to Us About a New Loan

Talk with a Mortgage Loan Officer

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