Atlantic Union Bank (AUB) has acquired American National Bank & Trust Company. Learn More.  AUB customers can now use American National ATMs in VA and NC for withdrawals with no fees or surcharges.  Find an American National ATM.

Federal Housing Administration (FHA) Loan

More options for qualified borrowers

We can break down barriers to home ownership.

More flexibility compared to a conventional mortgage means homeownership is open to more borrowers.

The Federal Housing Authority* (FHA) partners with lenders like Atlantic Union Bank to turn qualified borrowers into home owners. Our loan experts will guide you through the application process and you could find yourself with a place of your own before you know it.

  • FHA loans are available to all qualified borrowers
  • Programs include both fixed-rate and adjustable-rate mortgages
  • 3.5% down payment may be required
  • Loan limits vary depending on geographic areas
  • Our FHA Loan Calculator helps you determine your FHA loan amount and how much cash you'll need to complete your home purchase


*Atlantic Union Bank is not acting on behalf of or at the direction of HUD, FHA, or the federal government. 

Additional resources

How else can we help?

Help With An Existing Loan

Talk to Us About a New Loan

Talk with a Mortgage Loan Officer

This website uses cookies. By accepting the use of cookies, this message will close and you will receive the optimal website experience. For more information, please visit our Online Privacy Notice.