As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Welcome Sandy Spring Bank Customers

We're glad you're here!

Like Sandy Spring Bank, Atlantic Union Bank (AUB) shares a long history of caring for our customers and communities, so providing the commitment that you deserve to meet your needs will continue.

We offer a full suite of financial services for individuals and businesses, including checking and savings accounts, credit cards, personal and business loans, wealth management and much more. On this site, you'll find information and resources to help make your transition easier.

Banking made better

It's our pleasure to welcome you to the Atlantic Union Bank family.

Atlantic Union Bank is an award-winning bank that is focused on providing great products and digital services, along with knowledgeable and caring people who are readily available – a combination that makes banking easier for our customers. And as proud as our team is of our accolades, we’re humbled by our customers and communities who trust us with something as important as their banking and financial needs.

For over 120 years, we have been committed to meeting the needs of our customers and communities, and we are looking forward to serving you.

John C. Asbury
CEO, Atlantic Union Bank

Video: Making Your Transition Easier

We understand you have questions, and we’re committed to keeping you informed. It’s our goal to make this transition as smooth as possible. On this site, you'll find information and resources aimed at facilitating you joining AUB.

Personal Banking
Business & Commercial Banking
Wealth Management

Plus, take a moment to watch this video to listen to our Teammates share some helpful highlights.


Check out these helpful guidebooks we've prepared that contain important information about banking with us.



 


 


As always, if you need assistance, please call our Customer Care Center at 800.990.4828.


 


 

Online and Mobile Banking Transition Checklist

Get ready for Atlantic Union Bank's recently upgraded Online and Mobile Banking platform. It’s designed to make banking easy, whether you’re at home or on the go. Take a look at the list of action items below to make sure you’re all set for the transition.

By October 10:

  1. Confirm your contact information. Log in to Online Banking through your desktop or mobile app to confirm that your contact information is correct.
    • Personal Mobile Banking - Go to "More" and then select "Profile" to confirm or update
    • For Personal Online Banking (Desktop), select "Self Service" and then "My Profile" to confirm or update
    • Business Online Banking – go to “Administration” and then “Self Administration” and then select "Personal Preferences" to confirm or edit

  2. Know your login information.
    • Personal Online Banking – know your username and password
    • Business Online Banking – know your company ID, username and password
    • If you use biometrics or facial recognition to log in, please make sure you know this information. Biometrics will not work for your first login.

  3. Make note of important transactions.
    • Personal Online Banking – make note of recurring transfers
    • Business Online Banking – make note of any ACH or wire templates


On or after October 13:

  1. Download your new mobile app.
    You will continue to use your Sandy Spring Bank mobile app until 10/10/2025.
  2. Log in to your NEW Online Banking experience from the mobile app or by clicking LOGIN on our website, then selecting “Online Banking.”
    • Personal Online Banking, you will use your existing username and password.
    • Business Online Banking, you will use your company ID, username and existing password.
      If your username needs to change, you will receive a separate communication from us.
    • Verify your account by entering a one-time passcode that will be sent to an email address or phone number that you have previously provided.
      Do not share this passcode with anyone. Reminder: we will never call, text or email you asking for it.
    • Upon signing in, you will then create a new password and accept the Online Banking disclosures.
      If you have both business and personal accounts, you may need to log out of one and in to the other to switch between accounts.

  3. Confirm important transactions.
    • Personal Online Banking – confirm recurring transfers and payments
    • Business Online Banking – confirm all ACH and wire templates

 


 

Locations

More Branches to Serve You

For your convenience, customers joining us from Sandy Spring Bank will have full access to all of our combined branches and ATMs starting October 13. 

 

Personal & Business Debit Cards

If you currently have a Sandy Spring Bank personal or business debit card, you will receive your new Atlantic Union Bank debit card prior to October 13. Follow the instructions included with your card, and activate your new card by October 13.

Before October 13, you'll continue using your Sandy Spring Bank debit card, so please don’t discard it.

For further information, please refer to the letter you received with your new debit card.



Don’t worry, we’ll do most of the work. 

Click on the link below that applies to your accounts to learn more about how to prepare for the transition.

Personal Banking

Get a checklist for how to prepare before October 10. Plus, learn how to log in to Atlantic Union Bank's Online and Mobile Banking for the first time.

Business & Commercial Banking

Helpful tips for Business Banking and your first-time logging in to Atlantic Union Bank's Business Online and Mobile Banking.

Wealth Management

You’ll have access to an expanded array of individual and institutional services provided to you through Atlantic Union Bank Wealth Management.

Frequently Asked Questions

Here you'll find helpful information and resources to assist you as you join the Atlantic Union Bank family.


You're joining the Atlantic Union Bank family — where our commitment to customers and our communities runs deep.

We take feedback seriously and work to listen and respond.



Our award-winning team is ready to help you.

TWP 2025

Forbes America's Best Companies 2025

Newsweek Most Trustworthy Companies in America 2024

Forbes Best in State Banks 2024

Top 50 Public Banks


What happens to my FDIC coverage?

Effective April 1, 2025, Sandy Spring Bank merged into Atlantic Union Bank.

Atlantic Union Bank is continuing to operate Sandy Spring Bank branches under the name “Sandy Spring Bank” until Sandy Spring Bank systems are integrated with Atlantic Union Bank, which is expected to occur on October 13, 2025.

  • Please be advised that, for any insured deposit accounts, FDIC deposit insurance is combined for all your deposit accounts at Atlantic Union Bank, including branches operating under the Sandy Spring Bancorp, Inc., trade name. If you maintained deposit accounts both at Atlantic Union Bank and Sandy Spring Bancorp, Inc., prior to the banks’ merger, separate insurance of those accounts will continue for a six-month grace period ending October 1, 2025.

With respect to time deposits/CDs, the applicable grace periods for FDIC deposit insurance coverage are as follows:

  • CDs that mature after the six-month grace period ending October 1, 2025, remain separately insured until they mature.
  • CDs that mature before October 1, 2025, and are renewed for the same time period and the same dollar amount as the original deposit, will continue to be separately insured until the first maturity date after October 1, 2025.
  • CDs that mature before October 1, 2025, and are renewed for a different dollar amount or a different time period, or CDs that mature before October 1, 2025, and are not renewed and thereby become regular savings or demand deposits, are separately insured only until the end of the six-month grace period (i.e., October 1, 2025).

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