As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Fixed Rate Mortgage

Open the door to homeownership with a fixed-rate loan.

Buying a home or refinancing is all about making the right decisions for you and your family.


Lock in peace of mind with a fixed-rate mortgage. With stable monthly principal and interest payments that don't change, you'll know exactly what to expect. Whether you're buying your first home or refinancing, a fixed-rate mortgage gives you more predictability and eliminates the risk of rising interest rates. Ready for a home loan that keeps life simple? Let's make it happen!

Choose between a 15 and 30-year mortgage at a competitive rate.

30-year mortgages are the most popular, offering the lowest monthly payment. On the other hand, 15-year loans have higher payments but allow borrowers to accumulate equity more quickly and pay less over time. Our Mortgage Payoff Calculator can help determine which loan term works best for your budget and lifestyle.

Disclosures

This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.

Payment example: on a $250,000 home with 80% financing and a 15-year fixed-rate loan at 6.25%, the monthly payment would be $1,714.85. The Annual Percentage Rate (APR) would be 6.529%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Payment example: on a $250,000 home with 80% financing and a 30-year fixed-rate loan at 6.50%, the monthly payment would be $1,264.14. The Annual Percentage Rate (APR) would be 6.671%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.

Additional resources

How else can we help?

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