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Home Construction Loans

Building a dream home can be complex – financing it shouldn’t be
Ask About Purchasing Ask About Refinancing

Flexible financing to help build your new home.

One-time and two-time close options available

Up to 90% loan-to-value (LTV)

Easy builder approval process

This loan takes care of your project from start to finish.

We offer two types of convenient and competitive home construction loan programs that are designed to take you from purchasing your lot, through building your home, to providing you with a permanent mortgage with flexible financing terms.

One-Time Close Construction
Two-Time Close Construction
  • Saves time and money with only one application and closing
  • Lock in the interest rate before construction begins
  • Take advantage of a 12-month loan
  • Make interest-only payments on the loan during the construction period
  • Requalification not required after initial loan closing
  • Close on the construction loan to purchase a lot and build your home
  • Apply to refinance the construction loan into the permanent financing that fits your needs after construction
  • Choice of permanent end-loan financing for which you qualify (FHA, VA, USDA or conventional)
  • Requalification is required before permanent end-loan closing


Both forms of financing offer up to 90% LTV and fixed or adjustable-rate financing options.

Ask About Purchasing Ask About Refinancing

Disclosures

A licensed contractor is required to build your home. When applicable, property and flood insurance are required prior to the start of construction. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Not all loans or products are available in all states. Specific program restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details.

Additional resources

How else can we help?

Online & Mobile Banking

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Help With An Existing Loan

800-990-4828

Talk to Us About a New Loan

833-692-8245

Talk with a Mortgage Loan Officer

Schedule an Appointment

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