Personal Loans

Your answer when opportunity knocks
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It's a way to pay for life’s needs, wants and wishes.

Competitive, fixed interest rates
Quick response to your application
Available in small and large amounts

Money isn’t everything. But it can help us grab opportunities – or cope with emergencies.

Sometimes we’re hit with a big bill when we’re simply not prepared for it. Sometimes that big-ticket item we covet goes on sale and we're a little short on cash. Or you may have higher-rate credit card balances that you want to consolidate into one payment with a lower interest rate.

Atlantic Union Bank offers low-cost personal loans to cover almost any situation. And we pride ourselves on quick loan decisions and quick access to your funds. Because we know life can come at you fast.

Two types of personal loans

Unsecured Loan

With an unsecured personal loan, you can get low, fixed-rate financing for amounts up to $50,000 and affordable monthly payments. No collateral is required.

Deposit Secured Loan

Use your Atlantic Union Bank CD or savings account as collateral for your loan while you continue to earn interest on your funds.

How you can use your personal loan*

  • Debt Consolidation
  • Auto Repair
  • Medical or Dental Expense
  • Home Improvement
  • Wedding

Benefits of personal loans

  • Predictable, fixed monthly payments for the life of your loan
  • Repayment terms up to 60 months
  • No pre-payment penalty
  • 0.25% interest rate discount on new loans with an automatic payment from your Atlantic Union Bank deposit account

Getting the money you need is as easy as applying online, visiting a nearby branch or giving us a call.

Have questions? Need help?
*Atlantic Union Bank personal loan proceeds cannot be used for educational expenses, such as college, university, or vocational expenses.