Checking

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All checking accounts come with

Additional Account Features

 
PRISM Checking
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Free Checking
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Loyalty Checking
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Preferred Checking
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ThankU Checking
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Available for Customers that want a low-cost checking account with no overdraft fees. (Not eligible for Overdraft Privilege Services) Customers that don’t want monthly service charges or minimum balance requirements. Customers that want to earn interest and enjoy enhanced account benefits. For customers that want to experience our highest level of checking, access unique benefits and enjoy higher rates paid on higher balances. Current or retired Teachers/administrators, Local, State and Federal Law Enforcement, Fire Fighters, First Responders, Healthcare professionals, and members of the US Armed Forces.
Minimum to open an account $25 $25 $25 $25 $25
Monthly maintenance fee *$5 $0 $10 $25 $0
Minimum daily balance required to avoid monthly service fee N/A N/A $2,500 min. or $10,000+ combined1 $25,000 min. or $50,000+ combined2 balance N/A
Interest N/A N/A Tiered Premium Tiered Tiered
Free transactions from non-Atlantic Union Bank ATMs dash dash 5 / Cycle Unlimited 5 / Cycle
Deluxe personal checks dash dash checkmark Free first order of Specialty style (or $10 off other styles) checkmark Free any style checks checkmark Free first order of Specialty style (or $10 off other styles)
Cashier's checks $5 each $10 each Free Free Free
Paper check images $2/month (optional) $2/month (optional) checkmark checkmark checkmark
Free eStatements checkmark checkmark checkmark checkmark checkmark
Free safe deposit box3 dash dash dash Free on sizes up to 3x5 or 50% off larger boxes dash
Installment loan discount (w/auto draft of loan payment)4 .25% .25% .25% .35% .25%
Additional benefits Qualifies for PRISM Savings account with no monthly maintenance fee when account owner has PRISM Checking** Qualifies for higher rate Loyalty Money Market, CDs and IRAs with $500 minimum direct deposit6 per statement cycle Qualifies for higher rate Loyalty Money Market, CDs and IRAs Qualifies for higher rate Loyalty Money Market, CDs and IRAs Qualifies for higher rate Loyalty Money Market, CDs and IRAs
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DISCLOSURES:

*The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older. To open a PRISM Checking account, at least one owner must be 18 or older. Joint owners must be 13 or older. 

**The $5 maintenance fee is waived for PRISM Savings when at least one account owner of PRISM Savings also is an account owner of PRISM Checking, or the PRISM Savings account maintains a $300 minimum balance each day of the month. View the Truth in Savings for PRISM Savings for more information or talk to your Banker.

1A service fee of $10 will be imposed every statement cycle if the daily minimum balance in the account falls below $2,500 any day of the cycle or your combined personal deposit, installment loan and drawn line of credit accounts fall below the $10,000 daily minimum combined balance requirement.

2A service fee of $25 will be imposed every statement cycle if the daily minimum balance in the account falls below $25,000 any day of the cycle or your combined balances in your personal deposit, installment loan and drawn line of credit accounts fall below the $50,000 daily minimum combined balance requirement.

3Subject to availability

4A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.

5This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.

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