*The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older. To open a PRISM Checking account, at least one owner must be 18 or older. Joint owners must be 13 or older.
**The $5 maintenance fee is waived for PRISM Savings when at least one account owner of PRISM Savings also is an account owner of PRISM Checking, or the PRISM Savings account maintains a $300 minimum balance each day of the month. View the Truth in Savings for PRISM Savings for more information or talk to your Banker.
A service fee of $10 will be imposed every statement cycle if the daily minimum balance in the account falls below $2,500 any day of the cycle or your combined personal deposit, installment loan and drawn line of credit accounts fall below the $10,000 daily minimum combined balance requirement.
2A service fee of $25 will be imposed every statement cycle if the daily minimum balance in the account falls below $25,000 any day of the cycle or your combined balances in your personal deposit, installment loan and drawn line of credit accounts fall below the $50,000 daily minimum combined balance requirement.
3Subject to availability
4A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
5This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.