Rates

Take an interest in our accounts
Contact Us

Atlantic Union Bank offers great returns on your accounts.

Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.

Rates shown below apply to accounts opened online only.  Your local branch may have different rates.

 

Money Market

Product Balance Interest Rate Annual Percentage Yield
Money Market Account $0.00 - $24,999.99 0.03% 0.03%
$25,000 - $99,999.99 0.05% 0.05%
$100,000 - $249,999.99 0.10% 0.10%
$250,000+ 0.15% 0.15%
Loyalty Money Market Account $0.00 - $24,999.99 0.05% 0.05%
$25,000 - $99,999.99 0.10% 0.10%
$100,000 - $249,999.99 0.15% 0.15%
$250,000+ 0.20% 0.20%

The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice.

 

Health Savings Account

Lower Tier Upper Tier Interest Rate Annual Percentage Yield
$1 $9,999.99 0.03% 0.03%
$10,000 $24,999.99 0.05% 0.05%
$25,000+ 0.10% 0.10%

The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice.

 

CDs & IRAs

Term Interest Rate Annual Percentage Yield
3 Month (91 days) 0.10% 0.10%
6 Month 0.15% 0.15%
1 Year 0.20% 0.20%
2 Year 0.30% 0.30%
3 Year 0.35% 0.35%
4 Year 0.40% 0.40%
5 Year 0.50% 0.50%
1 Year No Penalty 0.50% 0.50%
IRA Variable 0.20% 0.20%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.
Penalty Free Option:  After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty.

 

Loyalty CDs & IRAs

Term Interest Rate Annual Percentage Yield
1 Year 0.45% 0.45%
2 Year 0.50% 0.50%
3 Year 0.55% 0.55%
4 Year 0.60% 0.60%
5 Year 0.65% 0.65%
1 Year No Penalty 0.50% 0.50%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield. Loyalty CDs and Loyalty IRAs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
Penalty Free Option:  After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty.

 

Checking

Product Balance Interest Rate Annual Percentage Yield
Loyalty Checking $0.00 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.02% 0.02%
$10,000.00+ 0.03% 0.03%
ThankU Checking $0.00 - $2,499.99 0.01% 0.01%
$2,500.00 - $9,999.99 0.02% 0.02%
$10,000.00+ 0.03% 0.03%
Preferred Checking $0.00 - $49,999.99 0.03% 0.03%
$50,000.00 - $249,999.99 0.04% 0.04%
$250,000.00 - $499,999.99 0.05% 0.05%
$500,000.00 - $999,999.99 0.07% 0.07%
$1,000,000.00+ 0.10% 0.10%

The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice.

 

Savings

Product Balance Interest Rate Annual Percentage Yield
Personal Savings 0.03% 0.03%
Loyalty Savings $0 - $4,999.99 0.03% 0.03%
$5,000.00 - $24,999.99 0.03% 0.03%
$25,000.00+ 0.05% 0.05%
Deluxe Savings Club
(with auto debit)
0.03% 0.03%

The Annual Percentage Yield (APY) and interest rates are accurate as of March 12, 2020. Rates are subject to change without notice.