Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.
Rates shown below apply to accounts opened online only. Your local branch may have different rates.
Money Market
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
|
| Money Market Account |
$0.00 - $24,999.99 |
0.01% |
0.01% |
Apply |
|
$25,000 - $99,999.99 |
0.02% |
0.02% |
Apply |
|
$100,000 - $249,999.99 |
0.05% |
0.05% |
Apply |
|
$250,000+ |
0.10% |
0.10% |
Apply |
| Loyalty Money Market Account |
$0.00 - $24,999.99 |
0.02% |
0.02% |
Call to apply |
|
$25,000 - $99,999.99 |
0.05% |
0.05% |
Call to apply |
|
$100,000 - $249,999.99 |
0.10% |
0.10% |
Call to apply |
|
$250,000+ |
0.15% |
0.15% |
Call to apply |
The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice and after account opening.
Health Savings Account
| Lower Tier |
Upper Tier |
Interest Rate |
Annual Percentage Yield |
|
| $1 |
$9,999.99 |
0.03% |
0.03% |
Call to apply |
| $10,000 |
$24,999.99 |
0.05% |
0.05% |
Call to apply |
| $25,000+ |
|
0.10% |
0.10% |
Call to apply |
The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice and after account opening.
CDs
| Term |
Interest Rate |
Annual Percentage Yield |
|
| 3 Month (91 days) |
0.10% |
0.10% |
Call to apply |
| 6 Month |
0.15% |
0.15% |
Call to apply |
| 1 Year |
0.20% |
0.20% |
Call to apply |
| 2 Year |
0.30% |
0.30% |
Call to apply |
| 3 Year |
0.35% |
0.35% |
Call to apply |
| 4 Year |
0.40% |
0.40% |
Call to apply |
| 5 Year |
0.50% |
0.50% |
Call to apply |
| 1 Year No Penalty |
0.40% |
0.40% |
Call to apply |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.
Penalty Free Option: After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty.
Loyalty CDs
| Term |
Interest Rate |
Annual Percentage Yield |
|
| 1 Year |
0.45% |
0.45% |
Call to apply |
| 2 Year |
0.50% |
0.50% |
Call to apply |
| 3 Year |
0.55% |
0.55% |
Call to apply |
| 4 Year |
0.60% |
0.60% |
Call to apply |
| 5 Year |
0.65% |
0.65% |
Call to apply |
| 1 Year No Penalty |
0.40% |
0.40% |
Call to apply |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield. Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
Penalty Free Option: After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty.
Checking
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
|
| Loyalty Checking |
$0.00 - $2,499.99 |
0.01% |
0.01% |
Apply |
|
$2,500.00 - $9,999.99 |
0.02% |
0.02% |
Apply |
|
$10,000.00+ |
0.03% |
0.03% |
Apply |
| ThankU Checking |
$0.00 - $2,499.99 |
0.01% |
0.01% |
Apply |
|
$2,500.00 - $9,999.99 |
0.02% |
0.02% |
Apply |
|
$10,000.00+ |
0.03% |
0.03% |
Apply |
| Preferred Checking |
$0.00 - $49,999.99 |
0.03% |
0.03% |
Call to apply |
|
$50,000.00 - $249,999.99 |
0.04% |
0.04% |
Call to apply |
|
$250,000.00 - $499,999.99 |
0.05% |
0.05% |
Call to apply |
|
$500,000.00 - $999,999.99 |
0.07% |
0.07% |
Call to apply |
|
$1,000,000.00+ |
0.10% |
0.10% |
Call to apply |
The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice and after account opening.
Savings
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
|
| Personal Savings |
|
0.03% |
0.03% |
Apply |
| Loyalty Savings |
$0 - $4,999.99 |
0.03% |
0.03% |
Call to apply |
|
$5,000.00 - $24,999.99 |
0.03% |
0.03% |
Call to apply |
|
$25,000.00+ |
0.05% |
0.05% |
Call to apply |
Deluxe Savings Club
(with auto debit) |
|
0.03% |
0.03% |
Call to apply |
$25 minimum opening deposit for Personal Savings; $10 minimum opening deposit for Deluxe Club Savings.. The Annual Percentage Yield (APY) and interest rates are accurate as of July 1, 2020. Rates are subject to change without notice and after account opening.