Atlantic Union Bank offers great returns on your accounts.
Atlantic Union Bank offers many options for saving for the future, along with various options that can help you reach your goals.
Rates shown below apply to accounts opened online only. Your local branch may have different rates.
CD & IRA Specials
| Product |
Term |
Interest Rate |
Annual Percentage Yield |
| CD or IRA |
13 Month |
1.64% |
1.65% |
| CD or IRA |
19 Month |
1.73% |
1.75% |
| CD or IRA |
30 Month |
1.78% |
1.80% |
| CD or IRA |
59 Month |
1.88% |
1.90% |
$5,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $5,000 each day to obtain the disclosed annual percentage yield.
Money Market
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
| Money Market Account |
$0.00 - $24,999.99 |
0.05% |
0.05% |
|
$25,000 - $99,999.99 |
0.15% |
0.15% |
|
$100,000 - $249,999.99 |
0.20% |
0.20% |
|
$250,000+ |
0.25% |
0.25% |
| Loyalty Money Market Account |
$0.00 - $24,999.99 |
0.10% |
0.10% |
|
$25,000 - $99,999.99 |
0.20% |
0.20% |
|
$100,000 - $249,999.99 |
0.30% |
0.30% |
|
$250,000+ |
0.35% |
0.35% |
The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice.
Health Savings Account
| Lower Tier |
Upper Tier |
Interest Rate |
Annual Percentage Yield |
| $1 |
$9,999.99 |
0.03% |
0.03% |
| $10,000 |
$24,999.99 |
0.10% |
0.10% |
| $25,000+ |
|
0.20% |
0.20% |
The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice.
CDs & IRAs
| Term |
Interest Rate |
Annual Percentage Yield |
| 3 Month (91 days) |
0.15% |
0.15% |
| 6 Month |
0.20% |
0.20% |
| 1 Year |
0.30% |
0.30% |
| 2 Year |
0.50% |
0.50% |
| 3 Year |
0.70% |
0.70% |
| 4 Year |
0.80% |
0.80% |
| 5 Year |
1.24% |
1.25% |
| 1 Year No Penalty |
0.05% |
0.05% |
| IRA Variable |
0.30% |
0.30% |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.
Loyalty CDs & IRAs
| Term |
Interest Rate |
Annual Percentage Yield |
| 1 Year |
0.55% |
0.55% |
| 2 Year |
0.75% |
0.75% |
| 3 Year |
0.95% |
0.95% |
| 4 Year |
1.04% |
1.05% |
| 5 Year |
1.49% |
1.50% |
| 1 Year No Penalty |
0.10% |
0.10% |
$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield. Loyalty CDs and Loyalty IRAs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.
Checking
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
| Loyalty Checking |
$0.00 - $2,499.99 |
0.03% |
0.03% |
|
$2,500.00 - $9,999.99 |
0.03% |
0.03% |
|
$10,000.00+ |
0.05% |
0.05% |
| ThankU Checking |
$0.00 - $2,499.99 |
0.03% |
0.03% |
|
$2,500.00 - $9,999.99 |
0.03% |
0.03% |
|
$10,000.00+ |
0.05% |
0.05% |
| Preferred Checking |
$0.00 - $49,999.99 |
0.05% |
0.05% |
|
$50,000.00 - $249,999.99 |
0.10% |
0.10% |
|
$250,000.00 - $499,999.99 |
0.15% |
0.15% |
|
$500,000.00 - $999,999.99 |
0.20% |
0.20% |
|
$1,000,000.00+ |
0.25% |
0.25% |
The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice.
Savings
| Product |
Balance |
Interest Rate |
Annual Percentage Yield |
| Personal Savings |
|
0.03% |
0.03% |
| Loyalty Savings |
$0 - $4,999.99 |
0.03% |
0.03% |
|
$5,000.00 - $24,999.99 |
0.05% |
0.05% |
|
$25,000.00+ |
0.10% |
0.10% |
Deluxe Savings Club
(with auto debit) |
|
0.03% |
0.03% |
The Annual Percentage Yield (APY) and interest rates are accurate as of November 18, 2019. Rates are subject to change without notice.