Start Your Journey to Higher Savings


Whether you’re building an emergency fund, saving for something big 
or planning for the future, we have options to help you grow.

coins

Up to

3.75% APY*
Advantage Money Market

3.69% Interest Rate


hand


4.00% APY**
3-Month and 6-Month CDs

3.93% Interest Rate


bag


3.80% APY**
13-Month CD

3.74% Interest Rate



See what our savings options have to offer:

Money Market
Get higher rates than traditional savings accounts along with easy access to your money. 

Certificate of Deposit (CD)
Save for the short or long-term with higher rates. Plus, you can ladder multiple CDs that mature at different times, giving you more flexible access to your funds. Check out our CD Ladder Calculator to see how it works.

Traditional Savings
Grow your savings and earn interest to help build your financial future.

Individual Retirement Accounts (IRA)
Reach your retirement goals with a long-term savings option that provides tax advantages—available at fixed or variable rates.

 

Advantage Money Market*

Balance Interest Rate Annual Percentage Yield Column Header
$0 - $24,999.99 0.25% 0.25% Schedule an Appointment
$25,000 - $99,999.99 3.69% 3.75% Schedule an Appointment
$100,000 - $249,999.99 3.69% 3.75% Schedule an Appointment
$250,000 - $499,999.99 3.69% 3.75% Schedule an Appointment
$500,000+ 3.69% 3.75% Schedule an Appointment

CD and IRA Specials**

Term Interest Rate Annual Percentage Yield Column Header
3 Month 3.93% 4.00% Schedule an Appointment
6 Month 3.93% 4.00% Schedule an Appointment
13 Month 3.74% 3.80% Schedule an Appointment

Savings***

Product Interest Rate Annual Percentage Yield Column Header
Personal Savings 0.10% 0.10% Apply Now
PRISM Savings 0.10% 0.10% Apply Now
Deluxe Savings Club (with auto debit) 0.01% 0.01% Schedule an Appointment
IRA Variable Rate Savings 0.25% 0.25% Schedule an Appointment

Learn more

Give your savings a boost

In banking terms, a CD or certificate of deposit is like a savings account with muscle. Want to better understand how a CD works and the benefits of investing in a series of CDs with different maturities?  

Watch "What is a CD?"

 

Disclosures

*Offer is limited to individuals who receive the offer through direct communication from Atlantic Union Bank (AUB). Open a new Advantage Money Market account with a minimum opening deposit of at least $25,000 not currently on deposit with AUB. To earn and maintain the promotional APYs offered with this product, deposit at least $25,000 at account opening and maintain a minimum daily balance of at least $25,000 each day thereafter. The interest rate balance tiers and APYs for this product are: Under $25,000.00: 0.25%; $25,000.00 to $99,999.99: 3.75%; $100,000.00 to $249,999.99: 3.75%; $250,000.00 to $499,999.99: 3.75% and $500,000.00 or more: 3.75%. You must maintain the minimum daily balance needed for each tier to earn the APY disclosed. Rates accurate as of February 27, 2026. Rates are subject to change at any time without notice including before and after account opening. Rates may vary by location. Fees could reduce earnings on this account. Offer not available for business accounts. AUB reserves the right to revoke, restrict, or change this offer at any time.

**$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of February 25. 2026. Rates are subject to change without notice. Rates may vary by location. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. After account opening, there is no minimum balance requirement to obtain the disclosed APY. IRAs are available to consumers only.

***$25 minimum opening deposit for Personal Savings and  PRISM Savings; $10 minimum opening deposit for Deluxe Club Savings; $50 minimum opening deposit for IRA Variable Savings. The Annual Percentage Yield (APY) and interest rates are accurate as of January 22. 2026. Rates are subject to change without notice and after account opening. Rates may vary by location. Fees could reduce the earnings on the account.

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