As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Margie Smith

Mortgage Loan Officer

Mobile Phone: 410.430.2824

Email: Margie.Smith@AtlanticUnionBank.com

NMLS Number: 1055962

Bio

Margie is a seasoned Mortgage Loan Officer with 27 years of experience helping individuals and families achieve their homeownership goals. She specializes in FHA, VA and first-time homebuyer loans, bringing deep expertise and a steady hand to every step of the process. Her commitment to service has earned her recognition as a Top Originator for five consecutive years.

Margie is a proud member of the Coastal Association of Realtors and a graduate of St. Mark’s High School in Wilmington, Delaware. Throughout her career, she’s been driven by results and fueled by a passion for customer satisfaction. She believes in building lasting relationships and guiding her clients with care, transparency and a strong sense of dedication.

When she’s not working, Margie enjoys spending time with her family, tending to her garden and exploring new places through travel.

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