Important Information About Daily Cutoff Times
The chart below indicates the changes to daily cutoff times. All times shown are Eastern Time (ET).
| Service | American National Bank Daily Cutoff TIme | Atlantic Union Bank Daily Cutoff Time |
|---|---|---|
| Electronic Direct Deposit | 7:00 PM | 9:00 PM |
| Customer Care Center Teammate (account transfer) | 8:00 PM | 8:00 PM |
| Mobile Check Deposit | 7:00 PM | 7:00 PM |
| Domestic Wire Transfer | 4:30 PM | 5:00 PM |
| International Wire Transfer | 3:30 PM | 5:00 PM |
| Transfer from Another Account | 11:00 PM | 6:00 PM |
| Remote Deposit Capture | 7:00 PM | 5:00 PM |
| ATM | 5:00 PM | 4:00 PM |
| P2P Payments, including Zelle® | 11:00 PM | 4:00 PM |
| Branch | Varies based on location | Varies based on location |
| ACH Batch | 4:00 PM | 5:00 PM |
| Same-day ACH Batch | 3:30 PM | 4:00 PM |
| Bank-to-Bank Transfer | 3:30 PM | 5:00 PM |
| Bill Payments | 3:00 PM | 10:30 PM |
| Check Positive Pay | 1:00 PM | 1:00 PM |
| ACH Positive Pay | 3:00 PM | 3:00 PM |
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