SBA & Government Program Loans
Loans that can help you start, buy or expand your business
Small business loans that make a big impact.
Lower down payment requirements
Longer repayment terms
Financing from $100,000 to $5,000,000
Streamlined process
When it's time to move your business to the next level, a U.S. Small Business Administration (SBA) loan from Atlantic Union Bank gives you the financing to make your dreams a reality.
As a preferred Small Business Association (SBA) lender, Atlantic Union Bank's team of experienced Relationship Managers will explain 504 and SBA loan benefits and help you select the best government loan program for your business. We can also guide you through the documentation and approval process.
SBA & Government Guaranty Loan Programs
Our highly trained and experienced Relationship Managers understand your unique needs and are dedicated to tailoring loan terms that meet your business goals, no matter how ambitious they are. If you're looking for longer repayment terms, a lower down payment, debt refinance, or working capital, an SBA Loan may be the perfect solution for you.
Atlantic Union Bank's SBA Loan Programs
- Standard 7 (a) Loan
- 7 (a) Small Loan
- 504 Loan
SBA Loan Benefits
- Financing from $100,000 to $5,000,000
- Equity injections (down payments) as low as 10%
- Longer repayment terms (up to 25 years for owner-occupied real estate fully amortized)
- No pre-payment penalties for loans with maturities less than 15 years
- No balloon payments
- Flexible collateral structure
Leverage our Treasury Management Services for added value, including Remote Deposit Capture, ACH and/or Wire capabilities with Business eBanking, Integrated Payables or establish a Purchasing Card program to maximize your working capital.
Contact a Relationship Manager
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Helping businesses grow since 1902
We’re a regional bank that offers financial strength, industry-specific expertise and a full suite of commercial banking, treasury and wealth management solutions to help you and your business grow. Our business model is built on fostering long-term relationships with customized solutions and access to local decision makers.