PRISM Checking

Simple, predictable and no overdraft fees.

Enjoy all the benefits of a low-cost checking account that includes no overdraft fees and easy-to-use digital services.



Having a checking account doesn’t need to be costly. With a PRISM Checking account, you’ll have the digital services and financial tools you need to manage your money, and the peace of mind to know you won’t be charged overdraft fees. PRISM Checking is not eligible for Overdraft Privilege Services.

  • Free ATM transactions at all Atlantic Union Bank ATMs1
  • Access to thousands of ATMs nationwide through the SUM® ATM Network2  
  • Add any image you’d like to your Design MineTM debit card
  • Bank on your time through Online Banking, Mobile Banking and Online Bill Pay3
  • Use Apple Pay, Google Pay or Samsung Pay for quicker payments
  • Send money easily and safely to those you trust using Zelle®3
  • Monitor your credit score using SavvyMoney4 
  • Free financial education tools and resources through Banzai
  • $5 monthly maintenance fee, waived for ages 13 through 24 and 62 and older5
  • $25 minimum to open
  • Qualifies for a PRISM savings account with no monthly maintenance fee when you have a PRISM Checking account6
  • FDIC insured, up to the established FDIC limits

Apply Now

PRISM SAVINGS

A savings account with no monthly fee and no minimum balance requirement for PRISM Checking account owners6

Apply Now

DISCLOSURES:

*PRISM Checking is not eligible for Overdraft Privilege Services.

1A $3.00 Foreign ATM fee is charged when you use another provider’s ATM, and the ATM owner may charge other fees.

2The surcharge fee is waived; however you may be subject to a $3.00 foreign ATM fee per withdrawal depending on your checking account type. Please refer to your account disclosure or contact your local branch.

3Must be age 18 or older to use Online Bill Pay or Zelle®.

4SavvyMoney is available in Online Banking or our Mobile Banking app. 

5The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older. To open a PRISM Checking account, at least one owner must be 18 or older. Joint owners must be 13 or older. 

6The $5 maintenance fee is waived for PRISM Savings when at least one account owner of PRISM Savings also is an account owner of PRISM Checking, or the PRISM Savings account maintains a $300 minimum balance each day of the month. View the Truth in Savings for PRISM Savings for more information or talk to your Banker.

Additional resources

How else can we help?

Customer Care

Talk with a Banker

Come Say Hello

This website uses cookies. By accepting the use of cookies, this message will close and you will receive the optimal website experience. For more information on our cookie policy, please visit our Privacy Policy.