PRISM Checking

Simple, predictable and no overdraft fees.
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Enjoy all the benefits of a low-cost checking account that includes no overdraft fees and easy-to-use digital services.​ 

Free Contactless Design Mine™ Debit Card
Free Online & Mobile Banking
No Overdraft Fees*

Having a checking account doesn’t need to be costly. With a PRISM Checking account, you’ll have the digital services and financial tools you need to manage your money, and the peace of mind to know you won’t be charged overdraft fees. PRISM Checking is not eligible for Overdraft Privilege Services.
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  • Free ATM transactions at all Atlantic Union Bank ATMs2
  • Access to thousands of ATMs nationwide through the SUM® ATM Network
  • Add any image you’d like to your Design MineTM debit card
  • Bank on your time through Online Banking, Mobile Banking and Online Bill Pay
  • Use Apple Pay, Google Pay or Samsung Pay for quicker payments
  • Send money easily and safely to those you trust using Zelle®
  • Monitor your credit score using SavvyMoney3
  • Free financial education tools and resources through Banzai
  • $5 monthly maintenance fee, waived for ages 13 through 24 and 62 and older1
  • $25 minimum to open
  • Qualifies for a PRISM savings account with no monthly maintenance fee when you have a PRISM Checking account4
  • FDIC insured, up to the established FDIC limits

PRISM SAVINGS

A savings account with no monthly fee and no minimum balance requirement for PRISM Checking account owners4

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Disclosures:

*PRISM Checking is not eligible for Overdraft Privilege Services.

1The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older. To open a PRISM Checking account, at least one owner must be 18 or older. Joint owners must be 13 or older.

2A $3.00 Foreign ATM fee is charged when you use another provider’s ATM, and the ATM owner may charge other fees.

3SavvyMoney is available in Online Banking or our Mobile Banking app.

4The $5 maintenance fee is waived for PRISM Savings when at least one account owner of PRISM Savings also is an account owner of PRISM Checking, or the PRISM Savings account maintains a $300 minimum balance each day of the month. View the Truth in Savings for PRISM Savings for more information or talk to your Banker.