PRISM Checking

In our unwavering effort to serve customers near and far, we’ve created a checking account that’s perfect for those living on budgets. We call it PRISM Checking, and it ensures life’s ever-present expenses are more easily managed with a uniquely designed checking account.

PRISM Checking features no overdraft fees¹ and no minimum balance is required. You only need $25 to open the account. Better yet, there are no monthly service fees for those ages 13 to 24 or 62+.² For all others, it’s only $5 a month. We believe people should have access to the products and services that suit their needs, and our PRISM Checking is further proof of that.

• Contactless debit card, the ability to write checks, and mobile check deposit
• Online and Mobile Banking³, with access to text and push notifications, along with the ability to use Apple Pay®, Google Pay^TM or Samsung Pay®
• Free Contactless Visa® debit card
• Zelle®³ so you can send and receive money amongst those you trust
• Financial wellness tips and tools, including SavvyMoney⁴, so you can monitor your credit score, as well as free access to our financial education through our partnership with Banzai
• PRISM Savings account with no monthly fee and no minimum balance requirement⁵
• $25 to open
• FDIC insured, up to the established FDIC limits

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