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Student Banking

Banking Made for You — Simple

 

Smart Banking for Your Future

Growing your money should be simple - no matter your path. Whether you're in school, starting a career, learning a trade, serving our country or managing your first paycheck, our student and young adult banking options are built to help you save smart, spend wisely and reach your goals. Because good financial habits start early, and everyone deserves the right tools to build their future.

Be sure to take advantage of accounts geared specifically towards you and feature easy to understand and use checking and savings options. This is also the ideal time to start building your credit smartly using the right card and taking advantage of free tools, like SavvyMoney credit monitoring, offered complimentary in Online Banking and our Mobile App.


Helping your child build healthy financial habits is a gift that last a lifetime. Whether your teen is heading to college, starting a job, learning a trade, serving our country or simply managing their money for the first time, our banking options for young people under 25 offer practical tools and educational support every step of the way. Because every young adult deserves a strong financial start - wherever their journey leads.

PRISM Checking

Keep your money where it belongs - with you. If you’re 13-241, there is no monthly minimum you have to maintain, no overdraft fees2, and it just takes $25 to open. Plus, you’ll also enjoy these included benefits:

  • Free debit card with Visa's® Zero Liability guarantee3
  • Free access to Online and Mobile Banking for 24/7 access to your account
  • Ability to send money securely to friends and family with Zelle®4
  • Complimentary usage of SavvyMoney credit monitoring so you can stay on top of your credit
  • Included access to Prism Savings5
Apply Now Learn More

BankOn


Did you know?

Our Prism Checking Account is Bank On certified. It's a reassurance that the account features everything you need to get started in banking including: low or no fees, no overdraft charges, online bill pay and other important attributes. Learn more about Bank On.


PRISM Savings

PRISM Checking customers have access to PRISM Savings, a great way to grow your money whether you're saving for five months from now or five years.

Add Round Up to your checking account, and you'll save automatically with every debit card purchase!

Apply Now

Visa® Signature College Real Rewards Credit Card

Start building your credit the right way. The Visa Signature College Real Rewards Credit Card is a great opportunity if you want to start building your credit history.

Subject to credit approval.
Apply Now Learn More


BanzaiDiscover banking essentials

Enjoy free access to financial education through our partnership with Banzai.

Learn how to budget
Master the basics of savings
Understand the ins and outs of taxes
Manage debt and build credit

Start Exploring




Banking Simplified

How Your Account Works

Convenient access to information that could help you learn more about how your account works.

Glossary of Banking Terms

We’ve made it easy to find explanations of banking words and terms we use every day.

Keep Track of Your Balance

Monitoring your account regularly can help you better manage your money.

Personal Banking Education & Tools

Useful Atlantic Union Bank information at your fingertips.

Round Up Savings

The digital change jar to help you grow your savings!

Frequently Asked Questions

We have answers to questions often asked by our customers.

 

Disclosures

1To open a PRISM Checking, at least one owner must be 18 or older. Joint owners must be 13 or older. A maintenance fee of $5.00 will be imposed every statement cycle. The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older.

2PRISM Checking is not eligible for Overdraft Privilege Services.

3Visa’s® Zero Liability policy protects you against fraudulent transactions made on your Atlantic Union Bank debit card by unauthorized users. To be covered, report any fraudulent transactions promptly, and don't share personal or account information with anyone. Refer to our Consumer Deposit Account Agreement.

4 You should send payments only to recipients you trust. Once payments are sent, they cannot be reversed. Neither Atlantic Union Bank nor Zelle® offers customers any protection for authorized payments made with Zelle®. 
 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

5To qualify for a PRISM Savings account, at least one owner of the PRISM Savings account must also own a PRISM Checking account. View the Truth in Savings for PRISM Savings for more information or contact your local branch.

 

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