Mortgage Articles

Explore in-depth articles to help you make informed homebuying decisions.

Atlantic Union Bank Home Loans

How Much House Can I Afford?

This guide walks through the key pieces lenders and others focus on, so you can build a realistic price range before you start scrolling through homes.

How to Buy a Home with Less Than 20% Down

You may not need 20% down to buy a new home. Learn about low down payment options, loan programs and down payment assistance available to today’s homebuyers.

Why Mortgage Pre-Approval Matters When Buying a Home

Learn why pre-approval is a critical first step in the homebuying process. Pre-approval helps you understand budget, strengthen your offer and close faster.

Refinancing Your Mortgage

Understand refinancing - the benefits, things to consider and examples of when it makes sense to refinance.

Ten Steps to Buying a Home

Buying a home may be the largest financial decision you'll make in your lifetime. It can be stressful, but it doesn’t have to be.

Credit Scores & Reports: How your credit affects your ability to apply for a mortgage.

Your credit score is a key element in determining whether you’ll be able to get a mortgage and what your rate may be.

Home Loans Pre-Approval Programs

Take a deeper dive into pre-qualification and pre-approval options to help get you in your home faster

The Complete Cost of a Mortgage

When it comes to the total cost of your new home, your monthly mortgage isn’t the only expense you need to consider.

Types of Mortgages

To help you find the best home loan for your needs, we’ve listed the types of mortgages with some pros and cons for each one.

Atlantic Union Bank (NMLS# 551889) is registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Visit www.nmlsconsumeraccess.org.

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