As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Atlantic Union Bank Home Loans

We understand that financial services are about much more than money.

Our standards and reputation are what set us apart.



You deserve a partner who’s dedicated to providing tailored solutions for your specific needs and goals – that’s where we come in. Our Mortgage Solutions team works to empower you in making good homebuying decisions by providing education, resources and support. Whatever your situation, we’re here to guide you with a personalized approach to help get you where you want to be.

We're committed to:

  • Analyzing each person's needs and goals
  • Educating, encouraging and empowering homeowners and potential homebuyers to meet their financial goals
  • Maintaining our core standard of helping the customer when we can - and if we can't, pointing them toward future success
  • Becoming a trusted advisor for everyone we interact with, focusing on establishing a long-term customer relationship and not just a one-time, transactional relationship

Our Benefits Include

Simplified mortgage process - close your loan in as little as 10 business days after pre-approval with our Certified Buyer Pre-Approval Program

Dedicated support team - available Monday - Friday 7am to 8pm EST and Saturday - Sunday 8am to 5pm EST

First-Time Homebuyer Grant up to $17,500*

Veterans, Educators and Community Partners Grant up to $20,000* 

Construction Loans

Portfolio Fixed Rate & ARM Loans

Medical Professionals Portfolio Program

STAR Portfolio Loan Program

Non-Warrantable Condominiums

Disclosures

*As a member bank of FHLBank Atlanta, Atlantic Union Bank offers the FHLBank's Homeowner Assistance Products listed above. These funds are provided to member institutions, which in turn make them available for qualifying families with incomes at or below 80 percent of the county area median income or the state median family income, adjusted for family size as published by HUD, whichever is higher. Qualified borrowers can receive no more than $250 cash back at closing. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approvals. Terms, rates, data, programs, information and conditions are subject to change without notice. Other restrictions may apply, so please consult your dedicated Mortgage Loan Officer for complete details. 

Additional resources

How else can we help?

Help With An Existing Loan

Talk to Us About a New Loan

Talk with a Mortgage Loan Officer

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