As of April 1, Sandy Spring Bank has merged into Atlantic Union Bank. Learn more on our merger site.

Mortgage Education Resource Center

Whether you’re ready to buy, build, refinance or are interested in learning more, use these resources to expand your home financing knowledge.

Atlantic Union Bank Home Loans

Refinancing Your Mortgage

Understand refinancing - the benefits, things to consider and examples of when it makes sense to refinance.

Ten Steps to Buying a Home

Buying a home may be the largest financial decision you'll make in your lifetime. It can be stressful, but it doesn’t have to be.

Credit Scores & Reports: How your credit affects your ability to apply for a mortgage.

Your credit score is a key element in determining whether you’ll be able to get a mortgage and what your rate may be.

Four Reasons to Consider Pre-Approval When Buying a Home

Pre-approval can put you ahead of the curve when it comes to making an offer on a home.

Home Loans Pre-Approval Programs

Take a deeper dive into pre-qualification and pre-approval options to help get you in your home faster.

Mortgage Payment Calculator

Estimate your monthly mortgage payments.

The Complete Cost of a Mortgage

When it comes to the total cost of your new home, your monthly mortgage isn’t the only expense you need to consider.

Refinance Calculator

Estimate how much you may save if you refinance your mortgage.

Types of Mortgages

To help find the best home loan for your needs, we’ve listed the types of mortgages with some pros and cons for each one.

Home Loans Products

Not all home loan needs are the same. While you wait for our team to reach out to you, feel free to explore our existing mortgage solutions.

Atlantic Union Bank (NMLS# 551889) is registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Visit www.nmlsconsumeraccess.org.

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Talk to Us About a New Loan

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