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Javier Ruiz

Loan Officer

Office Phone: 703-871-7376

Mobile Phone: 703-626-3365


NMLS Number: 453403


Javier’s expertise is more than mortgages. His passion is helping his clients make informed financial decisions across the board.

“I have a long career in banking,” he says. “So if/when I see an opportunity to make a connection to another advisor within the bank to get finances in order beyond a home loan, I will make that introduction.”

Born in Bolivia – and fluent in Spanish – Javier brings over 20 years of lending experience to Atlantic Union Bank.

When he’s not helping clients with first mortgages or refinancing, he enjoys spending time with his family on the beach.



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