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Paul J. Phelps

Mortgage Loan Officer

Office Phone: 540-300-3834

Mobile Phone: 850-516-7781


NMLS Number: 1545193


With 30 years in mortgage lending, Paul has all of your bases covered – bringing an abundance of knowledge and expert guidance to homebuyers and refinancers.  

“My goals are to make sure I give my clients the best service and best product for whatever mortgage needs they may have.  Most importantly, I’m here for them to provide the best advice for when they need to make important decisions throughout the process.”

Although Paul is well-versed in everything mortgage, he specializes in VA, FHA and USDA financing.

A Virginia native and graduate of the University of Mary Washington, Paul is a member of the Fredericksburg Area Builders Association and Fredericksburg Area Association of Realtors.

When he’s not helping clients, Paul enjoys spending time with his family. He’s also a licensed pilot and avid horseman.


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