$400 is waiting. Learn how to claim it below.


Just take these three easy steps:

1Open a new checking account online or in person by June 30, 2026. Be sure to mention the Promo Code 4004U if you open your account in a branch.

2Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of your account opening.

3Receive your $400 Thank You Bonus*.


You can also open an account in a branch. Simply schedule an appointment today and mention the promo code 4004U to be eligible to receive the bonus. Click here to download or print offer details.


A debit card for kids, and so much more!

You can now get Greenlight for free1 with your Atlantic Union Bank checking account. Greenlight helps families raise financially savvy kids.
Greenlight


Checking account features

Which checking account is right for you?

Explore the options we offer below. All accounts come with free Online and Mobile Banking, a contactless Visa® debit card, access to thousands of ATMs nationwide and are FDIC-insured up to applicable limits.

Want to open a checking account and unsure of where to start? We have a variety of options available to suit your needs. Use the links below to open an account and have your 4004U promo code automatically applied.

 

A simple solution for everyday banking.

  • No monthly maintenance fee
  • No balance requirements

Interest-earning account with extra perks.

  • $0 or $10 monthly maintenance fee
    Waived with monthly direct deposit or $2,500 minimum daily account balance or $10,000 minimum daily combined2
  • Up to 5 free non-AUB ATM transactions per statement cycle5

Perfect for students and seniors.

  • $0 or $5 monthly maintenance fee
    Waived if account owner is age 13-24 or 62+3
  • No overdraft fees
  • BankOn Certified

A special account for those who serve our communities so well.

  • No monthly maintenance fee
  • No balance requirements
  • Earns interest
  • Up to 5 free non-AUB ATM transactions per statement cycle5

Earn interest while enjoying enhanced benefits.

  • $0 or $25 monthly maintenance fee
    Waived with $25,000 minimum daily account balance or $50,000+ combined personal deposit and loan balances4
  • Unlimited free ATM transactions
  • Free personal checks ordered through us

 

Every checking account includes these valuable features at no additional cost to you:

 

Round Up Savings

Enroll. Spend. Save. With every debit card purchase, your transaction is rounded up to the nearest dollar and deposited into your savings account.

Identity Theft Protection Services

LifeLockHelp proactively safeguard your credit and finances with LifeLock by Norton’s innovative monitoring and alert tools.

Enroll and get 35% off your first year.5

Disclosures

*Eligibility. Offer is available only to individuals who received direct communication with the qualifying Promo Code from Atlantic Union Bank. Receiving this disclosure on its own does not entitle a customer to the offer. All eligible account owners and co-owners must be at least 18 years old and have not owned or co-owned an Atlantic Union Bank personal checking in the last 12 months. Business, fiduciary, estate and trust accounts are not eligible for this offer. Bonus offer cannot be paid to non-resident aliens signing IRS Form W-8. Offer is non-transferable.

Required activities to qualify for the $400 Bonus.

1. Open a Checking Account. Open your first new eligible Atlantic Union Bank checking account between May 11, 2026 and June 30, 2026 (the “Offer Period”) using the Promo Code 4004U. Eligible checking products include: PRISM Checking, Free Checking, Loyalty Checking, Preferred Checking and ThankU Checking. A $25 minimum opening deposit is required. Accounts can be opened in any Atlantic Union Bank branch or online using the URL provided to you in the direct communication. You must provide the Promo Code to a banker at account opening when you apply for a checking account to be eligible for this offer. When opening online using the QR code provided, the Promo Code is automatically applied.

AND

2. Set up Direct Deposit. Set up and receive qualifying direct deposits totaling $1,000 or more in your new eligible checking account within 90 calendar days of account opening. A qualified direct deposit is an electronic deposit of regular monthly income, such as your salary, pension or Social Security benefits, which are made by your employer or other payer. Non-qualifying deposits such as wire transfers, person-to-person transfers, online and mobile deposits and bank transfers between your Atlantic Union Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.

Bonus Payment: Your Bonus will be deposited into your new Atlantic Union Bank checking account within 30 calendar days after all requirements are met. Your account must be open and in good standing up to the date the bonus is deposited. If you open more than one Atlantic Union Bank checking account during the Offer Period, your bonus will be deposited into the first checking account opened. This offer cannot be combined with any other offer and is limited to one bonus per new customer and new account.

Important Tax Information: The Bonus will be reported to the IRS as interest earned on IRS Form 1099-INT in the year received as required by applicable law. Customer is responsible for any applicable taxes and consulting a tax advisor.

Atlantic Union Bank reserves the right to revoke, restrict or change this offer at any time. All accounts subject to applicable terms, fees, programs, products and services which are subject to change. Accounts subject to approval and must be funded with money not currently on deposit with Atlantic Union Bank. Participation and enrollment in a promotional offer does not guarantee eligibility or fulfillment of the promotional offer.

To print and view the full details please click here.

1Atlantic Union Bank (AUB) customers are eligible for the Greenlight SELECT plan at no cost when an eligible AUB personal checking account is added as the preferred funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, accountholders will be responsible for associated monthly fees. See Greenlight.com/terms for additional information. Offer ends 5/19/2029 Offer subject to change and partner participation. Greenlight is a financial technology company, not a bank. The Greenlight prepaid card is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International.

2A maintenance fee of $10 will be imposed every statement cycle unless you maintain one of the following requirements: Maintain a $2,500 minimum daily balance in the account, or a $10,000 minimum daily combined balance in personal deposit, installment loan and line of credit accounts (business accounts are excluded), or receive at least one qualified monthly direct deposit into this account. A qualified direct deposit is an electronic deposit of regular monthly income, such as your salary, pension or Social Security benefits, which are made by your employer or other payer into this account.

3To open an account for youth ages 13-17, the account must be co-owned with a parent / guardian who is at least 18 years old. The monthly maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older; otherwise, a maintenance fee of $5 will be imposed every statement cycle. 

4A maintenance fee of $25 will be imposed every statement cycle unless you maintain a $25,000 minimum daily balance in the account or $50,000 minimum daily balance in combined balances in your personal deposit, installment loan and line of credit accounts (business accounts are excluded).

5We’ll waive our Non-Atlantic Union Bank ATM fee (refer to our Fee Schedule) for your first 5 non-AUB ATM transactions per statement cycle. We’ll also reimburse you for transaction fees on the same transactions charged by the owner of a non-AUB ATM. You will be responsible for any additional fees charged by the owner of a non-AUB ATM as well as any international transaction or other fees charged by the network. 

6By subscribing, you are purchasing a recurring subscription which will automatically renew.  The 35% off discount price quoted is valid for the offered introductory term of one year.  

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