Free Checking

No monthly fees. No minimum balance.
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Our Free Checking account is true to its word.

No monthly service charge or minimum balance requirement
Free Design Mine™ debit card
Free Online & Mobile Banking

Get the account that's flexible enough to give you what you need without slowing you down.

Managing your money doesn't need to be complicated, or costly. Free Checking delivers convenient access through our easy-to-use digital services and a Visa® debit card to keep you moving.


Ranked #1 in Customer Satisfaction with Consumer Banking in the Mid-Atlantic Region. 

Free Identity Theft Resolution

As an Atlantic Union Bank checking customer, you can qualify for Identity Theft Resolution Service1


Atlantic Union Bank received the highest score in the Mid-Atlantic Region of the J.D. Power 2019 and 2021 U.S. Retail Banking Satisfaction Study of customers’ satisfaction with their primary bank. Visit for more details.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout").

1Free ID Theft Resolution Services are available to Free Checking customers with a qualified monthly direct deposit of $500 or greater, or any other Atlantic Union Bank personal checking account. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account.