Free Checking

Open a new checking account with qualifying activities and you could earn up to $250*
Apply Now

Our Free Checking account is true to its word.

No monthly service charge or minimum balance requirement
Free Design Mine™ debit card
Free Online & Mobile Banking

Get the account that's flexible enough to give you what you need without slowing you down.


Managing your money doesn't need to be complicated, or costly. Free Checking delivers convenient access through our easy-to-use digital services and a Visa® debit card to keep you moving.

$250 Cash Bonus*

Now through November 1st, open a new personal checking account and during the first three consecutive full statement cycles:
 
  • Earn $100 when you make a recurring qualified direct deposit** totaling $2,000 or more each month
  • Earn $100 when you make at least 10 qualifying debit cards transactions each month
Do both and it's $250!*
Disclosures:

*Cash Bonus Terms and Conditions: (#1) open a new Free Checking, Loyalty Checking, Preferred Checking, or ThankU Checking account by November 1st, 2021, AND (#2) set up a recurring qualified direct deposit totaling $2,000 or more each month for the three consecutive full statement cycles immediately following the account opening date AND (#3) conduct at least 10 point-of-sale debit card transactions (ATM transactions excluded) each month for the three consecutive full statement cycles (months) immediately following the account opening date. If you satisfy all of the above requirements, you will receive a $250 cash bonus. Satisfy (#1) AND either (#2) or (#3), get a $100 cash bonus.

Offer is not valid if you have had an Atlantic Union Bank checking account, or have received any Atlantic Union Bank cash bonus offer within the last 12 months. Limit one cash bonus offer per new customer and account. Bonus may not be combined with any other offers. Atlantic Union Bank reserves the right to alter the terms of the promotion or end it at any time. All accounts are subject to approval.

Cash Bonus Payment: The cash bonus will be deposited in your account within 30 calendar days after all terms of the offer are met. Your checking account must be open and in good standing to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income.

Eligible personal checking account types includes Free Checking, ThankU Checking, Loyalty Checking or Preferred Checking.
 
All checking accounts are subject to applicable terms, fees, and charges. 

**A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account. Person to Person, mobile deposits and bank transfers between your bank accounts or account you have at other financial institutions or brokerages do not qualify.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout").