Mortgage Products

We recognize the hard work you put into becoming a medical professional. To show our gratitude, we've created a home loans program just for you. We offer up to 100% financing with no mortgage insurance required, available to a wide range of medical professionals.

There are many loan programs for homebuyers. Still, we started our own to get you the results you need. The Steps Toward Achieving Results (STAR) Loan Program from Atlantic Union Bank is designed to make owning a home an affordable reality.

Home Construction Loans from Atlantic Union Bank take you from lot purchase to construction and into a mortgage with flexible financing terms.

An Adjustable Rate Mortgage from Atlantic Union Bank can help lower your monthly payment for the first 3 to 10 years when you’re buying or refinancing a home. Then, rates are adjusted over time until the loan is paid off.

An Attorney’s role is essential to the fabric of our society. To honor that, we created a home loan program with your career in mind. We offer up to 100% financing with no mortgage insurance required.

Purchasing or refinancing real estate in a high-cost market may require unique financing. Our Advantage Portfolio Programs offer top-tier financing for highly qualified borrowers.

Become a Certified Buyer when you’re ready to start looking for a home, this way you can make an offer with the confidence of already being approved.

Get up to 3% in down payment and closing cost assistance with the Closing the Gap Loan. Make homeownership a reality today!

Eligible community heroes can receive a $10,000 Virginia Housing grant for down payment and closing costs. See if you qualify today.

Through our partnership with FHLB, we offer three grants for qualified borrowers to help assist with the costs associated with homebuying.

Get more flexibility compared to a conventional mortgage with an FHA Loan through Atlantic Union Bank. Our loan experts will guide you through the application process and help you find a place of your own before you know it.

Fixed-Rate Mortgages from Atlantic Union Bank are great if you want to avoid the risk of rates rising in future years. It’s a good feeling to know you can predict your monthly housing payments.

Shopping for your dream home but worried about where the interest rate will be when you have a contract? Check out our Lock-and-Shop Program.

Our Market Match Loan pairs a standard first mortgage with a second lien to help you lower your rate, avoid private mortgage insurance (PMI) and structure your loan in a way that works for you.

Getting a home loan is a big decision, and we want to help make sure you find the right solution. We process, underwrite and maintain ownership of our portfolio loans to offer financing unique to your specific needs.

The USDA Loan from Atlantic Union Bank helps low-to-moderate income rural homebuyers.

It’s not enough to say, “Thank you for your service.” We're dedicated to addressing your home financing needs. The VA Home Loan Program through Atlantic Union Bank offers 15 and 30-year fixed-rate loans to current and former military personnel.

We understand that buying your home may pose a financial challenge, but it's a meaningful goal. Virginia Housing offers home loan programs for first-time and repeat homebuyers to make homeownership more affordable -- now with expanded income guidelines.